That is a case of damage to your property by them and you would have to make that claim against them. Obviously they can go on your property to get the vehicle, however they are not allowed to damage your property in the process. The bad part is considering the value of the trees/damage done, is it worth a law suit and the cost of a lawyer?
Negative. They cannot damage any property while trying to get to a vehicle.If they do any damage, I would pursue it in court.First, you call the police and sign complaints for "Property Damage" and "Criminal Tresspass". Get copies of those police reports and call your homeowner's for an appraisal of the damage. Then file in Small Claims.Check your court for limitations on the amount that you may sue for. Most states the limit is $5,000.00 Also, you may sue the tow companys insurance.
Press charges even if they leave ruts in the ground. That is damage and you can make them pay.The rights are with the property owner, not the scum bag repo man!I say that only because someone (repoman) is trying to benefit from another human being's hardship. And even though some people just don't want to pay, many people at the time of aquiring a vehicle can afford it. But if illness strikes, and jobs are lost, those people are not the bad guy. Circumstances went beyond their control. Of course, banks don't want to hear that.I would, in no way, do that kind of a job. Even cops don't like the repo man.Get a clue and get a heart!
tell him to get off your property, I would buy the biggest dog and leave it to run loose on my property. Just get an invisible fence!!! :)
Repo people can drive on to your property. You made that agreement with the bank when you got a loan. It may have been a part of the "fine print", but you signed it. If there is a good reason that someone cannot pay their loan, they need to work that out with the bank. We all end up paying for their chargeoffs in the long run in the forms of higher interest rates, fees, etc. By the way, we repo in three cities, and the police and sherriff offices that we work with are great. They are more that willing to go on a job with us if we feel that there is any danger in the situation. Also, most of the cars we repo belong to people who have made very little or no effort to make any payments at all, not the few who fall onto hard times. There are a lot of dishonest, desperate people out there. Why should we all pay their actions?
ANSWER from the dog:
No they cannot drive OVER your property. For those who do not understand what they read, no driving over the lawn. As far as the contract, you agreed to let them back into your driveway, which is your "property". No one has permission or the right to damage any of your property to get to a vehicle. Does the contract state we can damage your property to pick up the car? Don't think so......Get a clue!!!On another point about the contract, a person also agreed to make the payments. Contract was broken. The lender will have to enforce by getting a court order.
A Repo can come on your property but he may not damage it. You should sue the Bank for damages do not waste time with the repo agent. You can sue in regular court and represent yourself not in just small claims.It does not matter what the"fine print" of the contract says the lender can and should be held responsible for any damages caused to your property during a repo.The police will not "ride along"on any repo it is not their job; stop trying to scare people with your lies;it is a civil matter not criminal,the police will not get involved in a repo unless there is a "breach of peace" which would stop a repo.If "all your customers" make little or no attempt to pay anything on their loans what doesthat say about the banks that gave them the loans?????
Scumbag repo guys even the cops hate them? Here's a thought, why not simply make the car payments you agreed to make when you bought the car and signed all the paper work? Then the repo guy wouldn't have to come and take your car and you wouldn't become another scumbag delinquent loser who thinks that not making your car payment is ok and is not stealing. Better yet, let's make repos against the law but instead pass a law that makes not paying your car payments illegal and charge the owner with grand theft auto.
Default on a loan is a CIVIL matter, not a CRIMINAL matter.Civil matters can only be pursued by the lender in obtaining a judgment against you. It's time and money, in which the lender will never recoup if the debtor files bankruptcy.
As A former Top Repossessor for very large firms it is not against the law to drive over your lawn but in the case that they do damage your property they are responseable... The answer to this question and more are to be answered and also how to tell the repossessor NO !! Legally Visit the following website www.stopthereponow.com this is a great Website to learn the tricks and trades of there ROUGE BIZ!!!
Please explain to me how you can drive over a lawn and not damage it????
If the lawn is muddy or you are driving a loaded cement truck, you'll certainly damage it, but I've backed a pickup full of furniture and appliances up to the front door several places without doing any damage. I'm pretty sure you could get a wrecker in without any noticeable damage, but don't know if you would get back out dragging a car.
That's my point Roy.....at night and the repo guy ain't going to be moving slowif you get my drift.
First off, seems everyone who comments on this general topic enjoys throwing names around... There's no reason to do so, except for self gratification. It is true that people come into hard times. It is true that some reposessors are rude and unprofessional. The bottom line, as has been stated many times, is that the debtor owes money under a signed contract that they either are unable or unwilling to pay for some reason. I could make this comment at least a page long on that specific subject, but it wouldn't match the question, so I won't. The answer is yes, they can 'drive over your property' provided you are referring to the ground you own, without damaging any personal objects on it (i.e. lawn sprinklers, etc.) In most cases you probably can't legally damage the property, like leaving tire ruts, etc. In reply to one of the comments above, who says that the reposessor is going to use a tow truck to remove the vehicle from the property? Usually, at least in bigger companies, keys are made to the vehicle to be reposessed, and if a tow truck is used, it's only after the vehicle has been removed from your property. Also, as an end note, if the ground is dry, assuming you've parked the vehicle on the lawn or behind a building somewhere, a tow truck won't do much more than flatten the grass provided it's driven carefully. But as I stated above, most times a truck isn't even used to initially remove the car. As far as the namecalling, c'mon guys, everyone has their opinions, and certainly we're all entitled to them, but it degrades the quality of this site when personal opinions such as 'scumbag, looser or dirtball' are used. Let's keep this site informative and helpful.
No. To be able to repossess any of your property, they must hold a lien on it. If they have no lien on it, they have no right to repossess. Their only option is to take you to court.
yes as long as there are no locked gates
Yes they can come on private propery to repossess a vehicle. If they damaged your property, then call the lender and demand they repair the damage. You may have to sue to recover the damage.
yes if it is open
NO Well, that's true. You can't repossess it. You can just go get your property if only your name is on the title.
Some companies are paid by creditors, such as banks, to repossess property in the event of a default on payment. Laws governing repossession tend to vary by state.
This depends upon the local jurisdiction and the laws pertaining to this activity. The legal authority given to a repo man may well nullify normal civil protection.
NO, the city CANT repossess your car. They can impound it for a violation of a city law. The only one who can repo a car is the LEINHOLDER. THEY can repo it as a result of the city impounding it for the cities reasons. And only repo it AFTER they pay the city and/or impound fees. Yes - they can have it towed for example if it is abandoned on the side of the road and the lender would have to pay the amount due to get it back just to repossess it. Their lien takes precedence over all others.
How about giving it to your son to keep at his house? If he lives with you, let him drive it until the bank does repossess it. I would guess that is to the advantage of both of you. He still has a car to drive without borrowing yours. But certainly, if payments aren't made the repo man WILL come sooner or later. Enjoy the car while you have it!
when repo man repossess the car and was in an accident before you can get it back, what happens
Absolutely ! So long as he has the correct paperwork - he can repossess the vehicle from anywhere.
He's not allowed to repossess your baby. Note: Child welfare service workers are not repo men; they CAN take your baby.
can a repo man have to announce himself when he comes on private property
Yes, along with all other costs of the repo.
I am 3 months behind on my mortgage? How long until they repo my home?
I don't know about you but i would just watch operation repo
The repo company will remove personal items from vehicles they repossess. They'll typically charge a storage fee for you to retrieve those items.
Until the LENDER cancels the repo order with the repo company, you are fair game.
You're talking about trying to repossess it from the repossessor? Short answer, no. You're committing theft - possibly grand theft, depending on the vehicle's value. But the repo agent coming to repossess your car isn't commiting theft. Double standard? No. The thing of it is, it is NOT your car - the lienholder is the sole rightful and legitimate owner of the vehicle. The repo man isn't taking your car away - he's reclaiming the lienholder's property after you failed to meet the terms of the finance arrangement.
A Repossession Agent, if he's operating under the law, CAN go on your property to locate and repossess the item he is legally entitled to. The law does no address such acts as shining a flashlight in your window.
Who or what do you mean by "the repo man?" If it is the lender you are referring to, yes, they can. If they are attempting to repossess the vehicle because of your non-payment on the installment contract, AND you are concealing, or keeping them from recovering their property, they could charge you with Grand Larceny for intentionally depriving them of their property. On the other hand, if by "repo man" you mean the agent who is actually driving the tow truck, no, they could not - UNLESS that person also happens to be the lender/owner of the vehicle.
As long as you are in DEFAULT of the contract, the lender can repo the collateral.
Yes...thats what repo-men do.