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Answered 2015-07-15 21:40:00

YES, because repossession is NOT trespassing. Read your contract. You most likely gave the lender authority to repo the car at any time or place. You cant just drive a car without paying for it. Doesnt matter what the jailhouse lawyers tell you, you're not the first person to be repoed and wont be the last. The laws and lenders helping to write them have been around a lot longer than me or you. IF you had posted your state, I would have given you a link to that law so you could read it for yourself.

Like Roosta said, in most cases yes they can Unless it is parked on US Government Defense Dept. property in which case not even repo agents would be given access to the site without a valid clearance and badge.

how could someone possibly give a lender permission to go on someone elses private property. I could see if the private property is that of the debtor..but what if its a the debtors place of employment which is private property?

=

"Private Property" signs do not stop anyone from entering a parking lot. Now if they added "No Trespassing", it might make a little difference, but doesn't the Pizza delivery man still get in? If you have a legal purpose for entering private property, it is not trespassing if you do not damage any property. If you have to cut a lock to get into the lot, that's damage. If there is a guard who says you can't come in, it's a breach of peace to drive through anyway. And as for DOD property, it is usually fenced, but if the car is parked in a military housing area that can be entered without going through base security checkpoints, the repo man can (and will) get it. I remember one time when an amourous couple thought "US GOV'T PROPERTY" meant "PUBLIC PROPERTY" and their spouses would never find them parked at a deadend in a small Navy housing complex. Seems the SP's didn't think clandestine sex was a "legal purpose."

I'm going to have to disagree with you on this one Tank. How is private property of an organization different than private property of a business or individual? Your driveway is private property and so is the mall parking lot. But the repo man can take your vehicle from either of these places. The mall may even have a sign that says Private Property.

Let's just agree that if the repo man can get to the vehicle without a fight and without damaging any property, the car will be gone when you come back! Even trespassing is usually a CIVIL matter if there is no damage or criminal intent.

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