A person can certainly choose to drop a spouse from their coverage with one exception. If the employer is paying 100% for the employee and spouse then the employee can not opt out of coverage since it costs them nothing. You may be required to show that the spouse has alternate coverage. Check with your HR department or benefits coordinator.
It is not illegal for a spouse to cancel health insurance before another spouse files divorce. However, if a current legal separation agreement is in place that allows for health insurance, then it can not be cancelled.
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In order for anyone to be covered under anyone's health insurance, they must be listed on the policy and a premium must be collected for them. If your spouse did not include their names on the plan and no premium is being collected for them, then they won't have coverage.
Generally, your employer will allow you to remove your spouse only during an annual drop/add period. Legally, a spouse is not required to provide health insurance for the other spouse unless directed by court order. However, courts often have "standing orders" where in parties filing divorce are prevented from doing such things.
You can add your baby. But unless there was a life event with your spouse (just married, just lost job or insurance), you probably cannot add him. Check with your insurance carrier to be sure.
No, it is not illegal. If it is a group plan (through an employer), the employee could submit the enrollment change without the spouse's signature. The employer or insurer would not question it, since he or she is still married to the person. The spouse would know that he or she had been dropped when a COBRA notice arrives, assuming the employer offers COBRA coverage.
You probably should tell them. Most people change their beneficiary when they marry. Or add their spouse to a health policy.
No. See link for citation.
In general, there is no legal requirement that a spouse be insured on the other spouse's health insurance. A major exception to this general rule would be, for example, if the parties were to be divorced and a provision of the settlement agreement or judgment required otherwise.
That would not be a very nice thing to do, what you should do is write to your spouse and the insurance company, point out that you are now separated and indicating that you will no longer be paying for your spouses insurance after a fixed date in the future. This informs the insurance company of your intentions and allows your ex spouse to arrange their own health insurance.