Yes, a spouse can cash out their own life insurance policy in most cases. There may be some restrictions within the initial policy so this is an individual case basis.
yes they can
murder and forge signature life insurance policy
They can, but it usually requires the signature of the spouse. Insurance companies don't like to deal with surprised spouses not getting what they expected.
No. You must have the signature of the insured person.
it usually depends on the company the policy is with. but usually you dont need a signature to change a beneficiary.
Yes. A signature is required to make any changes in a life insurance policy.
Generally, the owner of the policy has the right to choose their beneficiary.
No you can not. He must sign on the application. If he is a man of character he would have already bought a policy to protect the welfare if his child. In lieu of this you can take him to court and get a judgement. 4lifeguild
Generally no. The insured must generally sign the application and take a physical. There are a FEW speciality policies that might do this. Here's ONE. http://www.piu.org/pdf/Confidential%20Life%20501.pdf It won't do spouses though. For more info see www.SteveShorr.com/life.htm Of course he can take her off the policy and he can do that without her notice.He can have anyone at all as beneficiary
If you have insurance through your employer, and you are the policy holder,(the insurance is in your name) this insurance will be primary for you, and your spouses insurance policy will be secondary. The insurance policy thru your spouse's employer, (your spouse is the policy holder, or the insurance is in their name), this would be primary for your spouse, and your policy would be their secondary. Here's the phamplet from Medicare http://www.medicare.gov/Publications/Pubs/pdf/02179.pdf
You cannot. Policy number is mandatory for any formal transactions pertaining to an insurance policy. How would the insurance company know which policy you are referring to without the policy number? Talk to the insurance agent who helped you with the transfer. He should have a record of the transaction and the policy number as well.
The owner of the policy can change the beneficiary of the policy. If the original beneficiary has died before the insured, the owner of the policy can designate a new beneficiary at any time.