Asked in Banking
Banking

Can a stale dated check be cashed?

Answer

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Wiki User
02/01/2013

Banks are not required to honor checks that are more were issued 6 months prior to the current date but they are free to honor the check if payment is made in good faith.

Under UCC 4-404 banks are not obligated to honor checks more than 6 months old . . . it is a discretionary choice. The bank is given the right to charge your account for the check if payment is made in good faith.