This can depend on how the owners policy is written and the state laws. Some policies will not cover anyone that is borrowing a car even with permission.
No direct answer, as this all depends of the level of cover of the insured driver.
It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.
If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.
This would require more information to answer.
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.
Yes, he should be. Most insurance companies insure the CAR and ask how many and ages of the drivers in the household to determine a rate. If you didn't steal the car, and had permission of the owner you should be insured.
No, if the other person is driving the uninsured vehicle, then that person is still covered by their own policy. But, if you AND the vehicle are uninsured, then it doesn't matter who's in the passenger seat.
No. The car is insured and your son's policy will provide coverage up to its policy limits.
Comprehensive coverage does not apply to the driving of a car. It should be covered.
InsuranceSo long as That driver was not excluded from coverage, then Yes, that driver would be covered under a standard Texas Auto Policy.
If you gave permission then it should be covered.
As long as he had permission, then yes. If you are going to try to claim that he/she didn't have permission, that's a whole other story.