If death occurs within first 2 policy years, a life insurance company can deny a death claim if they can prove that the insured lied on the application and that the lie was material to their decision in taking on the risk. After policy has been in force for 2 years, the life company must pay the claim, even if the insured did lie. Never tell a lie to a life insurance company.
Yes here the car insurance firm can refuse your insurance claim as the car is registered in your friends name and not yours.
Not if the insured died and it was beyond the 2 year contestibility and suicide clause period.
Sure, If your Insurance Agent feels you are under-insured they can and are actually obligated under ethics legal duty to advise you to amend or upgrade your coverage. If you are in an under-insured situation and refuse to rectify it, your agent may even recommend cancellation of the policy in that an agents ethical requirements under the law may not allow the agent to facilitate an under-insured risk.
Yes. Health insurance companies establish networks by negotiating payments for services. It is between the carrier and the provider to get this done. Not all doctors/hospitals are in every insurance company network. Larger networks benefit you. Typically larger networks mean higher premiums.
== == The insurance company COULD cancel your insurance, because you allowed some body, who was NOT covered on your insurance policy, to drive your car. They COULD also refuse to pay to fix the car, as the driver was UN-INSURED by them. You have no one to blame, other than yourself, for all this trouble. Never allow anyone to drive your car, if they are not NAMED on your insurance policy.
On average a company has 60 to pay the settlement or notify the beneficiary if there are any problems concerning the settlement. If the beneficiary killed the insured person the company can refuse to pay.
to believe what?
Sure he can if his practice does not take that particular insurance.
It is not a question of refusing responsibility. The beneficiary is the person or institution designated to receive proceeds upon the death of the insured. He/she/it has no obligation to pay future premiums. However, the beneficiary is free to decline the proceeds in which case they will be paid to a contingent beneficiary listed in the policy; in none, the proceeds will be paid to the insured's estate.
A health care provider can refuse to provide treatment as long as the provider refers to the patient to other providers for continuation of care.
No. If you refuse to let them see your medical records, they don't have to insure you.
after an insurance company is involed after a road traffic accident can i refuse thier offer and do the repairs myself