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Answered 2015-07-15 18:35:47

If you were in DEFAULT of the contract when the car was repoed, the car is in possession of the leinholder and NO, they do NOT have to tell you anything except HOW much you must pay to redeem the car. AFTER you pay whatever amount they specify, then they will make the arrangements for you to pick up the car. Read your contract. Look for a clause under the DEFAULT section that goes something like this" Whenever the lender feels that the debtor does NOT have the ability to perform the contractual terms, the lender may demand the entire BALANCE DUE and Payable." Good Luck

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