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Employers usually change their insurance on their renewal date which is anytime of the year. Yours may just have happened to be in the middle of the year. They do not have to give you notice, but even less than two weeks, that's still plenty of time for them to give you information regarding the new plan, what it covers, what your contribution, if any, is going to be. They shouldn't cancel your prior coverage until they get approval from the new company.


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โˆ™ 2015-07-15 21:23:45
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If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

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Q: Can an employer change insurance companies in the middle of the year and give the employees less than 2 weeks notice?
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Related questions

Can a company stop employees insurance policy?

Depending on the state and size of employer, there are situations when employers can change or stop the insurance benefits they offer to employees.

How does open enrollment health insurance work?

Health insurance open enrollment is typically offered by companies for 1 to 2 months out of a year as a way for many companies to allow employees to easily change their insurance coverage.

If you drop your insurance at work can your wife still keep it?

If you are referring to group term life insurance the answer is no. The policy is a group policy and the policyholder is the company and the employee only and a spouse has no right to the policy. Sometimes there are individual life insurance policies sold to employees on a payroll deduction basis and they are group billed to the employer. These policies are able to be taken by the employee if they change employer and they can just change the payment type so that they pay the policies themselves.

What does a hipaa compliance do?

HIPPA Compliance offers not only privacy, but allows employees to carry their insurance over when they change jobs. Insurance companies must have written consent to use information for fundraising or advertising purposes.

Why do insurance companies charge for change of address?

The insurance companies should not have charged for change of address, which is part of their rendering service to the customers. In India, the insurance companies do not charge anything for the above service, though I am not aware if US insurance companies are charging for this trifle job or not !

Does there have to be a certain amount of employees to have disability insurance?

There is no minimum requirement to be able to get disability insurance. Individual plans are available for employees or self employed individuals; These plans have the advantage of being portable - you take them with you if you change jobs. Employers may put a disability plan in place on a group basis, which usually does not require any medical underwriting. Employer groups can start from as low as two (2). Employer group disability plans are usually not portable, meaning you lose coverage when you leave the employer.

Can a husband cancel his wife's health insurance if not legally separated?

If not legally separated, you will probably have to wait until open enrollment through your employer to cancel her insurance. If you do get legally separated, you can cancel insurance as you have had "change in status." Usually insurance companies will process changes outside of open enrollment when you have a change in family status. An example of this would be getting married, having a baby, or getting divorced/legally separated.

When does an employer need to notify employees of health insurance deduction increases?

He needs to notify you 60 days in advance, per ERISA. He has the option of notifying you via quarterly newsletter, so long as the newsletter announcing the rate change is sent before the change happens.

Does your employer have to offer health insurance?

Historically, employers did not have to offer health insurance. When affordable for the employer, however, it was a way to attract valuable employees, even when the employer paid only a share of the monthly premium. With the coming of "healthcare reform", if upheld, much may change. This includes the requirements that certain size employers will be required to offer, and/or pay for health insurance for certain classes of employees (probably full-time, at least at first). One of the things that both employer and employee must be careful of is that policies be issued by licensed insurers. Insurers are authorized (licensed) by the states in which they conduct business and one of the primary duties of state insurance departments is to ensure solvency, This involves ensuring that an insurer has enough money on hand to make sure that claims can be paid as they arise. The net of this is that cheaper is usually not better.

Can an employer who pays 100 of an employees insurance change or drop his spouse if they are separated?

While there might be a state law somewhere that allows it, I would be surprised. A separation does not remove the duty of each spouse to support the other. If the employee has the insurance befre the separation, he will have to keep it until a divorce, remarriage after divorce, she obtains her own insurance or a court orders otherwise.

How do you write letter to employer about change of bank account and deposit salary?

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Can employer cancel health insurance upon termination?

Technically employer should inform the insurance company when they terminate any regular employee. Then insurance company will give 31 days window after termination date. That way, the emplyee could able to change their insurance either to new company benefits program or convert to individual health insurance. The employer can't terminate your group health insurance.

I want to change my health plan. What are the options?

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Can you change car insurance companies while a claim is still being settled?

Yes. You can change at any time. The insurance company cannot deny the claim because you changed companies.

What does the average insurance company cover for in home care for the elderly?

Different insurance companies cover differently. You have to call your insurance company to see what they cover specially. You could change insurance companies also.

If you change insurance companies after an accident does the prior insurance company still have to handle the claim?


Change of insurance due to jobs. When will my existing insurance expire.. end of the month... the next month?

Check with the Personnel Office of your previous employer.

Can the IRS legally force an employer to change an employees withholding status?

Who are the best health insurance companies in Iowa?

The best companies depends on what suits you. Health insurance is affordable. You may need to change providers if your provider does not have affiliations in Iowa.

Can you cancel you home insurance and get new insurance even if you have only just purchased your house?

Yes, you can change insurance companies anytime you want.

What is a Fully Insured?

In a traditional fully insured health plan, the company that you work for pays a premium. The premium rates are fixed annually and you pay a monthly premium rate depending on how many employees are enrolled in the plan. The monthly premium will only change during the year if the number of employees change. The insurance company collects the premiums from your employer and pays the claims based on the benefits in the policy that was purchased.

Is congress exempt from ObamaCare?

It's not that they are exempt-- they already have a health insurance plan, as do presidents, supreme court judges, and other government employees. They are covered by the "Federal Employees Health Benefits Program." What you are asking about is similar to this situation: if your employer already covers you at work, you won't need to change that under the new health law. Federal employees are already covered, so they don't need any new plan.

Does your employer need to give you reasonable notice to change your working hours?

No law addresses that, a few employees have union contracts that do.

Can you change home insurance companies when a claim has not been dealt with?

You can change insurance companies any time you want. However, the insurance company you have on the date of the loss is the only company which you can seek payment from for the damage. If you are having problems getting your company to address your claim speak with an attorney or a public adjuster.

How to change beneficiary on my life insurance policy?

In case you are not aware, You can nominate more than one person for your life insurance policy. But it is not advisable as at the time of claim, payouts can happen only on 1 name & in such scenario, insurance companies ask for NOC from other nominee. You can change your beneficiary/ nominee by just completing the formalities of the insurance companies, in most of the companies it is a single pager form.