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no, no employer can force you to sign up for medical benefits. If you are covered by a spouse, for example, there may be no need for you to sign up for your company's insurance program.

It may be required for you to sign a waiver stating you are refusing the insurance offered by your employer. This is usually accompanied by a statement stating that you are fully insurable within your first 30 days of employment. If you choose to participate in the insurance program after your inital 30 day employment period, you may be subject to a physical and / or other medical tests.

Actually the previous answer that somebody gave is incorrect. If the employer is paying 100% of the premium cost they not only can force you to be on the plan, but they must. Under federal law they would be discriminating against you if they did not. You cannot waive off the policy. However, if you are paying ANY portion of the premium, you have the right to waive off the policy.

Actually, it's worse. Both of the previous answers are wrong, according to the Department of Labor. Their representative states that there is no law that bars a company from making its employees accept the health coverage options it offers-- even if the employer pays none of the premium. I repeatedly ask for a law that speaks to this question, and they repeatedly said there is no law. They related it to practices like companies requiring that employees have (and pay for) uniforms. They can make this a requirement of employment.

So Yes, an employer can force its employees to accept the health coverage and pay out of pocket. They may offer waivers, but they are not required to by law.

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โˆ™ 2015-07-15 21:44:29
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Q: Can an employer force an employee to take the health insurance they are offered?
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Related questions

Can an employer force an employee to take the health insurance they are offered if already covered under their spouse's insurance?

No, you can opt-out of your employer's group insurance and use your own. Agent http://www.anyhealthinsurance.com


Can an employer require and employee to get health insurance?

YES


Can an employer force an employee to use their company health insurance as the employee's primary insurance when the employee already has very good insurance?

No, They can not


Does employer have to provide health insurance for employee's spouse?

No. Federal Law (ERISA) does not require that health benefits are offered at all. They can make those restrictions if they want to.


Is it illegal for an employee to go outside the employer for health insurance if the employer offers it?

Only if the employee is illegal. then fire him.


Can an employer force an employee to take their health insurance offered after they've seen the benefits offered and don't like it?

NO, you do not have to take any ins offer'd at your place of employment


Can your employer's health insurance require your husband to take his employer's health insurance if his is not free and not as good as yours?

My employer requires that my husband participate in his company's health insurance or they will drop him from their insurance. Insurance is a choice offered as a benefit by the employer because the employer is paying a portion of the cost to be insured. You do not have to participate if you don't want to. Also, the question being answered is that can an employer force an employee's spouse to take coverage offered elsewhere: NO. If a company offers a family health plan, they CANNOT specify that a spouse take other insurance if available. They CAN require that if you are declining coverage from them (your own employer), that you show you have coverage elsewhere.


Can a employer charge a employee for health insurance they don't want?

NEVER


Can an employee receive money instead of health insurance?

If an employer has the agreement that the employee receives money for a health insurance savings account or some other plan, they can receive money. It is up to the employer whether they want to directly compensate the employee or provide insurance.


How do you post journal entry for employee health insurance paid by employer?

debit employee health insurancecredit cash / bank


If an employer offers health insurance to one employee must they offer to all?

yes


Can a employer deny a full time employee health insurance?

An employer can choose not to pay for health insurance for any employees but can not discriminate by paying for some employees in a qualified class and not others.

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