Can an employer legally deny coverage for a spouse if the spouse's employer offers health insurance and the spouse is pregnant?
No. See link for citation.
Can an employer in OH legally deny coverage for a spouse if the spouse's employer offers health insurance?
Generally insurance coverage should be offered to an employees spouse. It does not matter if they are offered coverage from their employer whereas it provides an additional option in case 1 plan is more affordable than the other.
In Pennsylvania can an employer legally ask an employee for proof of marriage or divorce before adding or deleting insurance coverage for a dependent?
Yes, it is more likely it is the insurance provider's requirement rather than the employer.
When your company offers health insurance are you required by law to have health coverage to work Do you have to opt in?
If you are required by law to carry insurance, you can either have it through the employer or provide your own. They cannot legally force you to opt in to their coverage.
Who is legally responsible for carrying professional liability insurance coverage the employer or employee?
Neither, This is generally addressed in the terms of your employment. Sometimes the company will provide the coverage while other times The employee will. However, Most often, when working in the employ of another the employer will carry the necessary coverage.
The employer cannot take away your health insurance, unless the plan is dropped for all employees. To take away your health insurance would be a clear violation of the federal and state rules about discrimination against pregnant women. You would have a strong case to take to your state human rights commission. The employer could not legally take away your health insurance, but they could do the next best thing: fire you. The Americans with… Read More
Is your husbands health insurance provider legally allowed to deny his wife coverage if she works part time?
It depends on how their plan document is worded and the specific reason given for denial of coverage for the wife. If their plan document states that dependents with access to other coverage cannot be enrolled and the wife has access to insurance through her employer, then they can.
Your employer cannot legally cancel your health insurance without your knowledge. If an employer chooses to cancel your health insurance he or she must notify you.
Can an employer force you to keep insurance on dependent children if your ex has insurance on them but the insurance won't drop coverage unless there is a court order for the ex to cover them?
Your employer can not legally force you to insure anyone unless the employer is in possession of a court order that requires the employer to keep this coverage in place. In going thru this issue before the HR department said that: There needs to be a "qualifying event" http://www.dmhc.ca.gov/library/faq/coverage/cal-cobra.asp#small to be able to drop coverage. However, qualifying event refers to GETTING or enrolling for coverage, NOT taking coverage off. The Blue Cross Manual says "Employees… Read More
Can your employer cancel your medical coverage before you have received any info about cobra coverage?
Legally? no, your employer has 60 days to mail you information on COBRA policies they offer. Your policy from your employment will terminate 30 business days after your employment ends
If you have full coverage auto insurance and am driving a friend's car who doesn't have insurance and you get a no insurance citation who is responsible for this citation?
the owner of the vehicle is responsible for the ticket. he/she/they are legally required to at least have the minimum liability coverage your state requires.
Providing it is legally registered in this country (U.S.) AND you apply for the proper insurance coverage from a Mexican Insurance Co.
How old do you have to be to get comprehensive car insurance that covers you to drive other peoples cars?
As long as you are old enough to legally drive you may get any coverage you wish. However not all insurance companies offer this coverage. One more thing... this coverage you are asking about is referred to as permissive use.
Can your employer legally make it manatory to take a health insurance plan that will be deducted from your pay?
I would not think so
If not legally separated, you will probably have to wait until open enrollment through your employer to cancel her insurance. If you do get legally separated, you can cancel insurance as you have had "change in status." Usually insurance companies will process changes outside of open enrollment when you have a change in family status. An example of this would be getting married, having a baby, or getting divorced/legally separated.
How long do you legally have to change your insurance coverage if you purchase a new car in South Carolina?
Contact your agent, and they will be able to tell you.
If father is legally responsible to maintain health insurance for children but drops coverage what is mother's recourse?
Take him back to court.
You have to hope the guy who hit it offer up his liability coverage. You might consider broader Auto Insurance Coverage in the future when you can afford it.
If you mean can they buy insurance jointly or insure each other, then the answer is "yes" in states where same-sex marriage is legal. If you mean to ask if an employer will give health, dental, optical insurance benefits to the same-sex spouse, then the answer is this: In states where same-sex marriage is legal, if an employer gives any benefit to the spouses of its workers, then it cannot legally deny that benefit to… Read More
No. But companies can usually get better rates and coverage in group insurance, than can an individual. A Different Opinion I am sorry but I disagree with both points in the answer above as absolutes. First, if the employer is paying 100% of the employees� coverage then the company is legally obligated to do so for ALL employees and the employee can not opt out. It would be considered discriminatory and a violation of federal… Read More
How long do you legally have to change your insurance coverage if you purchase a new car or boat in South Carolina?
Contact your agent, this is generally company specific.
A prospective employer may be interested in your health because many employers pay a portion of their employees' health insurance. Health insurance premiums may be higher if you are in poor health or a regular smoker. However, a potential employer is not legally allowed to ask questions about health during an interview.
Will progressive insurance pay for your car damage that was caused while your car was parked legally in your apartment parking lot if the driver of the car did not have insurance but the person who ha?
You didn't complete your question so I will try to answer it as best I can. Any policy no matter what company it is will be the same if you have the same coverage. If the other party had no insurance on the vehicle then your uninsured motorist coverage will pay for your damage just as if they had coverage up to you limit of UM coverage. If the other person was using someone else's… Read More
If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle?
Only if you have Uninsured or Under-insured motorists coverage. If so, your insurance company will pay the damages and will legally pursue the other party to recover the funds.
If you pay your own premium or a portion of the premium, that premium should only increase if you add a spouse to your coverage, regardless of their gender. If your premiums are paid by your employer, then your cost will continue to be zero. If you are an employer who provides coverage to the spouses of employees, then the overall cost of that benefit will increase anytime a spouse is added, regardless of the… Read More
Probably, he's required by the insurance company to insure at least 75% of the employees or else the other employees can't get the plan. For more information see the link
Absolutely. Even if you pay cash for the vehicle you will need to prove that you have liability insurance in order to legally drive off the lot. If you are financing the vehicle you will have to show that you have liability and physical damage coverage before driving off the lot. The dealer will contact your insurance agent to verify that the coverage is in force and will add the vehicle to your policy with… Read More
Yes. Insurance companies agree to cover the events listed in their auto policy for an agreed upon premium. If you stop paying the premium, they'll stop providing coverage. If the company has extended coverage on your behalf, you could still owe them money for "premium earned" after cancelling it.
You need to have it changed as soon as the deal is final, and all the paperwork is done. Don't drive anywhere without contacting your insurance company.
Legally, yes. And of course by letting yiur employer do less, you miss out on all the benefits he shoud be paying for...your FICa, unemployment, disability, etc, insurance and more
If medical insurance will not cover injuries from an auto accident why do they ask if you have it and then limit your coverage?
Medical insurance should cover any injuries substained no matter how they were caused. Health insurance is only responsible (in most cases) for what your car insurance and the third party involved's insurance does not pay. Legally, car insurance is primary over health insurance.
The vehicle being towed has to have physical damage coverage itself in order to be covered for damage. A vehicle towing another vehicle does transfer the liability insurance to the trailer or object it is legally towing but the physical damage done to the object being towed does not transfer.
Companies have to give insurance for women as part of the law. There were several court cases relating to other women's rights and the coverage of insurance that lead to those lose setting a precedence that forced and aided the law of women being legally entitled to company insurance.
Over and above medical coverage on your auto insurance. There is no way you can get out of telling your auto insurance company about the accident, because the health insurance company will tell them about it first. This also depends on whether or not your State allows health insurance to cover such accidents.
It is the Mortgage company's requirement. One of their conditions for loaning you the money is that you carry insurance. This protects their investment in the home. If you attempt to cancel the insurance after you get the loan, your agent is required by law to notify the lender. They will then placed forced coverage on the property. This coverage is much more expensive and only covers the lender, not you. So you are best… Read More
Can you get insurance co using the UM PD to pay for hit and run damage when you did not get the license plate and also you are not insured with Comp and Coll coverage?
UM PD (Uninsured Motorist, Property Damage) may not cover hit and run because this coverage kicks in only when the other party causing the accident is legally uninsured. Since there is no evidence that the other party was legally uninsured then coverage is not provided unless the other hit and run vehicle is discovered and is ruled to be legally uninsured at the time of hit and run accident.
No they are not. Parents and children must go always go through the appropriate paperwork and procedures for relatives to be added on a health insurance plan, whether publicly funded or not.
Because there are many people who are driving without insurance coverage in our nation. Far more than you realize. It is a stupid and reckless crime but it happens all the time. If you do not have uninsured motorist coverage you will be on your own to try and collect your damages from someone who has chosen not to pay for legally required insurance. How well do you think you will do on collecting from… Read More
In most situations, the insurance follows the vehicle, therefore, if you don't have a vehicle you would not have a need to have insurance. You still have the responsibility to make sure that any vehicle that you do drive is insured. If you borrow someone's car and drive it, you have the care, custody, and control of the vehicle and you are legally responsible to make sure it has the legally required coverage. If you… Read More
If you have collision coverage, file a claim with your insurance company. They will pay for your damages, minus your deductible, and then pursue the other vehicle's owner to get your money back (Also check your policy to see if you have Uninsured Motorist Property Damage). If you don't have either coverage, you would have to pursue the other vehicle's owner legally.
No, unless the employer is the police.
can employer leagly count your tips
Generally yes, you are covered for any car you are legally driving. The one exception that comes to mind is if you steal a car and wreck it.
Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are properly using the vehicle (i.e.: not racing) your vehicle is covered.
You may find yourself exposed to costly personal liability. If you don't have adequate insurance coverage you will be liable to pay for any damages or injury above the limits of your coverage. If the driver doesn't have a valid driver's license your insurance company will refuse to pay for any damage caused by the accident. If you don't have collision coverage you will lose your car and have expense to pay. In general it… Read More
Is it illegal to drive a car owned by the main driver but mainly used by the second driver both covered with insurance?
If they are covered under the same insurance policy no. Please be advised if the main driver is not listed as a driver on the said vehicle then there could potentially be no coverage in event of loss. It depends on the insurance company. As long as main driver has owners permission and there is valid insurance in force. Make sure there is adaquate liability coverage. If something were to happen and not enough coverage… Read More
If you and your spouse are legally separated is the wife still covered under the health insurance until which time they are divorced?
As long as the premium is being paid on any person listed on a policy, that person is still covered. If one of the persons listed on the policy moves out of the "coverage area" (like out of the state) of the policy, it is possible that person could be excluded from coverage. Check with the insurance company for the details.
Can a spouse be dropped off your health insurance while going through a divorce if they are able to obtain insurance through their employer?
Generally, your employer will allow you to remove your spouse only during an annual drop/add period. Legally, a spouse is not required to provide health insurance for the other spouse unless directed by court order. However, courts often have "standing orders" where in parties filing divorce are prevented from doing such things.
AAMI's car insurance coverage includes both Green Slip or Compulsory Third Party (CTP) insurance policies as well as Third Party Property Damage Car Insurance. A CTP policy provides coverage to auto owners and drivers for legal liability in the event of a personal injury claim. If the policyholder is held legally liable for injury to another person due to a car accident, CTP will cover the personal injury claim.
Does Texas liability insurance cover if the two cars involved in the accident are register under the same persons name?
Here is the problem with that, "It is not legally possible to be liable to ones self" So no, liability only coverage will not cover damage to your own property, That's what the comprehensive and collision coverage is offered to you for when you purchase your auto insurance. Comp and Collision provides coverage for your own property, Liability provides coverage for property and injury of others. If you bought liability only, there is no coverage… Read More
Your question is a bit vague and does not clarify for what you are seeking coverage, Injury or Property Damage. You may want to contact your insurance agent for coverage clarification. Your home insurance policy does not provide coverage for illegal or criminal acts. Your Homeowners Insurance Policy typically provides Property Hazard insurance that covers certain losses resulting from covered perils such as fire, lightning, wind, hail, theft, vandalism, etc. Many Homeowners Insurance polices also… Read More