Can an employer offer health insurance to some and not others?
An employer in Texas that has 50 or fewer employees, must offer health insurance to all employees. If the employer has more than 50 employees, he can offer health insurance to a "class" of employees and not another. For example; the employer may offer health insurance to all employees classified as management, and not offer insurance to employees in other classifications.
Can an employer in the State of Michigan provide health insurance for only certain employees and deny others?
It is not against the law for an employer to refuse health insurance to their employees. Many companies and major corporations do offer health insurance through health benefits administrators, which are part of the HR department of the company you work for. You might want to get more information about this for your company or from the health benefits administrator of your company.
If a person's employer does not offer health insurance what other options must a person choose from?
If I understand the question correctly the answer is yes. An employer can have a Health Reimbursement Arrangement as the mechanism to pay for employees health care. In those plan documents the employer can specify what they will reimburse for (ie insurance premiums, Rx, dnetal etc). If the plan is established such that they only pay for insurance premiums then they are generally under no obligation to pay for out-of-pocket expenses for an employee that…
Is there a law that an employer must pay for health insurance for a lay-ed off employee for 9 months?
Can you receive financial compensation from your employer if you do not take your employer's health insurance?
Yes, my mother has had one and she is fully covered. There is no reason for them not to cover her unless her employer doesn't offer health insurance or she can not afford it. Those are the main circumstances. One last reason is if her health insurance has dropped her for a previous reason such as she did not notify them of a past medical issue. Hysterectomy is not a reason for no coverage.
The reforms that President Obama is pushing for would not effect employers who currently offer health care. Although there is talk of implementing a minimum percentage requirement for employers to pay, the only way an employer would be affected now would be if they do not currently offer health insurance they would need to either pay a fine, contribute to their employer's health care insurance or offer an health insurance plan. That said, the reforms…
Historically, employers did not have to offer health insurance. When affordable for the employer, however, it was a way to attract valuable employees, even when the employer paid only a share of the monthly premium. With the coming of "healthcare reform", if upheld, much may change. This includes the requirements that certain size employers will be required to offer, and/or pay for health insurance for certain classes of employees (probably full-time, at least at first)…