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Can an independent contractor be forced to buy a workers comp ins policy?
Wiki User
∙ 14y ago
Yes, or provide a different one, or not take the job assignment.
Wiki User
∙ 14y ago
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Does homeowner's insurance cover a contractor working on my property and has an accident?
No, Your homeowners Insurance does not provide coverage hired workers. A contractor is responsible for his own insurance policy or workman's compensation to cover injuries to himself and his employees. A contractor is not your employee and therefore not your responsibility, he is self employed.
What is an insured contractor?
An insured contractor is a contractor who carries a Commercial General Liability Insurance Policy.
How can i get a copy of a contractor's liability insurance policy?
Ask the contractor for a copy.
Tender documents required a CAR policy. what is the full form of CAR?
It is contractor's all risk policy to be insured by contractor for the work.
If you carry a ghost policy as a sub can you still file against the contractor?
No, you cannot file against the contractor if you carry a ghost policy as a sub. The only way to file against the contractor is via a worker's compensation claim.
If you hire a contractor to work on your home what insurance should the contractor have?
They should at a minimum have a commercial general liability policy for the protection of your property.The contractor should also carry the necessary medical Insurance for his workers. The home owner is "not" responsible for injury to a contractor's employees unless the home owner was somehow personally responsible for that injury. Just having hired the contractor does not create a liability for the health and safety of the contractors workers.The contractor is responsible for obtaining the appropriate protection for his workers as well as for his liabilities. Employee injury coverage is the responsibility of the contractor.AnswerThey should also definitely have Workman's Compensation insurance. If they don't and one of their employees gets injured while working on your project you could potentially get sued by the employee if the homeowner personally caused the injury. Again, make sure to see a copy of the policy.
What is the union closed-shop policy?
The closed-shop policy, which was outlawed by the Taft-Hartley Act in 1947, forced workers to join the union in order to be hired at a company and to remain a union member in order to continue employment.
What is needed to add home insurance to replace a forced insurance policy?
Cancel the forced insurance policy and add terms and conditions to your homeowner policy.
Why does a contractor need a professional liability insurance policy?
A contractor typically needs a Commercial General Liability Insurance Policy. If the contract includes professional services, then the contractor will likely be required to carry Professional Liability Insurance, either in addition to, or in place of a CGL policy. It really just depends on the nature of the services contracted.
Which agreement must be signed between a Criminal Justice Agency and a Private Contractor who accesses CJI?
privacy policy
Does a general contractor need to have liability and worker-comp?
You would need to carry a Workers Compensation policy if you have employees, or you come across a job requiring a owner only certificate for workers compensation. I would advise carrying a general liability policy as a GC, most commercial jobs require having one before bidding on a job. You can message me if you would like to get quotes for these policies.
Can a homeowners insurance company force you to use their contractor for repairs?
No, an insurance company cannot force you to use their own contractor unless they invoke their option to repair pursuant to the policy. Take a look at your policy and ask the company if they are invoking their option to repair. If not, you are free to use your own contractor.
