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Can an insured car be driven by an uninsured unlicenced driver with permission of the owner?
Wiki User
∙ 15y ago
I can give permission for my 5 year old to drive my car, doesn't make it legal or in any way sensible. I don't care who they are, there's a good reason they don't have a license or insurance. Don't let them near your driver's seat!
Wiki User
∙ 15y ago
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If a car is not being driven do you need to keep it insured?
If a car is not being driven you do not need to keep it insured. However if your car is damaged while uninsured you will not be compensated.
Does insurance pays for a comprehensive insured car driven by an uninsured driver?
Comprehensive coverage does not apply to the driving of a car. It should be covered.
Can a uninsured car be driven by a insured driver?
Insurance is purchased for the car, not the driver. Until the car has been insured it cannot be driven by anyone. Note that most states do allow a short grace period after you purchase a car in which it can be driven without insurance to let you purchase insurance and handle title/registration paperwork. This grace period does not apply to a car that you have either allowed the insurance to lapse or have removed its insurance. If you already have another car insured (which it appears you do) and wish to drive a car that is not currently insured, contact your insurance agent and have them temporarily transfer the policy to the other car.
Will an uninsured licensed driver be ticketed when driving an insured car in an accident?
Yes. If the driver is not an insured, the uninsured driver can be ticketed even if the car itself is insured. In many U.S. states they will also impound the vehicle when it is found being driven by an uninsured driver. It is the responsibility of the vehicle owner to insure that anyone you let drive has appropriate coverage. Unfortunate there is a lot of misinformation out there from laymen that erroneously informs people that anyone who drives the car is insured. This is simply not true. Your will have to see your policy definitions for a covered driver or contact your insurance agent for clarification of when a driver is considered covered under your the terms of your auto insurance policy.
If you have an insurance policy to drive any vehicle would you still be insured to drive a car that is not insured by the owner?
The answer is "it depends." I know of no insurance companies that issue policies "to drive any vehicle" ... automobile insurance, at least in the USA, is based on the car being driven. In that case, the insurance is actually on the automobile, not on the driver. Therefore, an uninsured car would not be insured regardless of the driver. There may be exceptions, depending on the underwriter and the particular policy involved.
Is it legal to drive a Lamborghini in South Carolina?
Yes, provided the car is properly registered and insured, you have a valid drivers license, and you have permission to drive the car. You are, however, still bound by state laws regarding how it is to be driven, including the speed limit.
Is it legal to park a non insured and road taxed car in a private driveway?
It would depend on the council ordinances, but if the car is off the street and not being driven on the road, and the council doesn't have a lien on your driveway, then it should be legal to do whatever you want inside your own property in relation to unregistered and uninsured, unroadtaxed vehicle
If you own a car in Pennsylvania does it need to be insured?
Yes, if it is going to be legally registered, licensed and driven.
Is it legal for right hand cars to be driven in the US?
Sure it is, as long as it's licensed, inspected, and insured.
What happens if my car was driven by someone without my permission and he gets in an accident?
If they took your car without you permission, it is a vehicle theft. You would not be civily liable for an accident. Where the waters get muddied however, is if that person has driven the car with your permission in the past. He could use that as a defense in a criminal matter, because he could say that the permission to use the car "stands". It is doubtful you would incur any liabilty.
Do you have to insure a car that is not driven?
This depends on a few factors. If it is sitting on a public road then it must be insured. Some states will not allow you to have a vehicle on your property that is not registered, and to be registered it must be insured so check your state laws.
Can your license be suspended if an auto accident involved your uninsured car driven by my son in law who's insurance excluded the car?
As the owner of the car you're liable as well as responsible for maintaining insurance coverage on your vehicle. If you knowingly allowed your son in law to drive a vehicle which is not insured is even worse. Therefore, yes, your license can be suspended, especially if you're sued and a judgment is issued against you.
