Not with a properly named beneficiary.
If the beneficiary is the owner can the life insurance policy be attached by a lien?
If the person is deceased than you now have the money. I guess it depends on what entity is putting a lien on. Certainly the IRS can do anything they wish. I don't think any other entity can put a lien on the money any more than they could your 401K or Savings account. If you are truly concerned you should check with your lawyer.
In Ohio, the estate must resolve all debts including Medical Bills. Insurance policy will affect what is required. Until that is done, the spouse cannot inherit anything.
An insurance policy gives you peace of mind. If you get sick, the insurance policy will help make sure you are able to pay your medical bills.
If the child is over age 18, then the parent is not responsible for the child's medical bills. The child is legally responsible for anything that the insurance policy did not pay.
The at fault drivers auto insurance policy would pay for medical bills up to the policy limits for which that insured driver is liable. If there is no insurance then there is no coverage. If no one has Auto Insurance to cover you, hopefully you have a major Medical Insurance Policy in place. Major medical will cover your medical expenses even from a car accident.
If you have a health insurance policy (Medical Insurance) it will pick up where your auto coverage left off.
Is the surviving child responsible for deceased none medical bills?
If the deceased person is your wife then I think you are responsible for her medical bills
Medical bills for yourself and anyone else in your car in case of an accident
No - the surviving spouse is not liable for the deceased person's bills !
Medical bills for yourself and anyone else in the car in the case of an accident- apex
The estate is responsible for the medical debts. The exception would be if the children were the insurance holder or co-signed the medical agreement.
== == The recipient likely will not care how the bills are paid. You can use any legal funds available to pay any such costs.
In Oregon the estate will be responsible for the medical bills of the deceased. Only after they are resolved can the estate be closed and any remainder distributed.
In Indiana the estate will be responsible for the medical bills of the deceased. Only after they are resolved can the estate be closed and any remainder distributed.
If you have medical payments in your insurance. Liability only does not pay medical benefits. And the medical bills have to be the result of an auto accident.
In South Dakota, the estate must resolve all debts including medical bills. Until that is done, the spouse cannot inherit anything.
No - a person's debts die with them. The spouse of a deceased person is not responsible fofr their outstanding bills.
In California the estate will be responsible for the medical bills of the deceased. Only after they are resolved can the estate be closed and any remainder distributed.
Yes, it will be the responsibility of the estate. No will is necessary to open an estate. North Carolina law will designate the beneficiaries, if the estate value exceeds the debts.
No, That's what your Major Medical or Health Insurance policy is for. Homeowners Insurance is "Property Insurance". The very, very small amount of medical coverage offered on most home insurance policies is for accidental injuries to others while on your property.
You have an insurance policy which explicitly spells out what is insured and what kinds of claims you can make, so you might want to read your policy, but I can tell you that the purpose of homeowner's insurance is to protect you from financial loss resulting from damage to, or theft of the property in your home; it is not medical insurance and does not pay medical bills of whatever sort.
yes they pay for your medical bills
They will pay the provider of medical care who bills them for the medical care provided. Your health insurance will not pay any amounts until they have proof that your medical insurance on your auto policy has paid and been exhausted. Also, it is illegal to double collect for any costs relating to any kind of insurance except for life insurance.