Best Answer

More input from FAQ Farmers:

  • Yes they can, technically the National Highway Traffic Safety Administration (NHTSA) requires them to do so as part of the agreement of being a legitimate licensed insurance carrier. Remember, anyone withheld from the policy who drives and causes a claim they will laugh and deny the whole thing. You will then need a good lawyer.
  • I am a agent for a large company, and yes insurance companies have the right to ask you anything about the Occupants of your household. You don't have to answer them but dont expect to have insurance with them very much longer.


It depends on the state in which you live. In Wisconsin, our insuring contracts state that every member of your household is covered by your policy, and Wisconsin does not allow us to exclude any driver. Since the insurance company is on the hook for everybody, they absolutely have the right to have information about everyone in the household. In some states, it is permissible to exclude drivers. In those cases, you can sign an agreement with your insurance company that basically says that if "Person X" drives my car and has an accident w/ it, the insurance company does not have to provide coverage. In that case, they will still need some information, but since they are not covering that person, not as much information.

User Avatar

Wiki User

โˆ™ 2015-06-05 16:03:08
This answer is:
User Avatar
Study guides


22 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

See all cards
6 Reviews
More answers
User Avatar

Wiki User

โˆ™ 2015-06-05 16:02:54

Auto insurance companies The insurance company can ask you a lot of things that you don't think are any of their business, but if they are insuring your auto, they have every right to ask about all residents in your household as well as anyone else who may have access to your vehicle. Failure to disclose is a violation of the terms of your insurance contract and can result in cancellation or non-renewal of your policy.

This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Can auto insurance companies demand information about people who live with you?
Write your answer...
Still have questions?
magnify glass
Related questions

What companies sell car colission reports to consumers and insurance companies?

There is a company who supplies information to insurance companies called CLUE. This company gives insurance companies information on losses paid by all insurance companies and what type and amount of the claim was paid. CLUE also supplies companies with a variety of information. It gives information like people who had auto insurance at the same address as you have and people who were listed on insurance policies of you in the past like other household members or drivers.

Where do insurance companies get their sales leads?

Insurance companies get their sales leads from referrals as well as from websites that collect information from people searching for a quote in their area.

Who are the billing providers?

Billers are the people that link medical service providers with insurance companies. The billers provide important information that help insurance companies make medical payments on behalf of the patient.

Where can one find information on contents and building insurance?

All insurance companies provide their customers with their own information and rules in their websites, brochures and offices. However, there are some websites such as Building Insurance Expert and Money Supermarket that will help people get information, too.

What prevents insurance companies from discriminating against people based on information derived from genetic tests?

discrimination based on genetic information is against the law

Where can I get travel insurance for elderly people?

Travel insurance for elderly people is offered by multiple insurance companies most famously AARP offers good insurance for elderly also other insurance companies like sunlife.

Which companies offer insurance for young people?

There are tons of companies that offer insurance for younger people. An example would be a company called Johnson that offers home and auto insurance.

Are insurance recruiters in demand?

Insurance recruiters always seem to be in demand. The problem with this, however, is that insurance recruiters generally work off of commission and with the economy the way it is, the number of people purchasing insurance is decreasing.

What does ''demand'' mean for econmocs?

In economics demand is what people want Supply is what companies want to sell

How many people are employed by health insurance companies?

About 300,000 people are employed by the health insurance industry.

What kinds of jobs are available at insurance companies?

One of the jobs that are available at insurance companies is auto insurance which help people with accidents that result in totaling of a car. Another job available at insurance companies is business insurance which help with, well, just that!

What companies provide travel insurance for people over 75 years of age?

Some companies that provide travel insurance for people over 75 years old are Good to Go Insurance, Columbus Travel Insurance and Insure for All Insurance. You can also contact your travel agent or health insurance company for other travel insurance companies

People also asked