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Unfortunately for the consumer Louisiana is considered to be a "creditor friendly" state. Garnishment is allowed and the federal guidelines are used. The amount of garnishment usually granted is the maximum of 25% of disposable income with the first $154.50 being exempt from attachment. The garnishment order is effective immediately upon service, the employer must withold the amount weekly and submit it monthly to the court. A garnishment order remains in effect until the entire balance, court costs, legal fees and interest is paid in full.

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โˆ™ 2005-09-25 16:30:51
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Q: Can credit card company garnish your paycheck living in Louisiana?
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Can a credit card company garnish wages in louisiana?

A creditor must go through the proper court proceedings to garnish wages. If a credit card company goes to court, and gets a judgment against you, then wage garnishment can take place in the state of Louisiana.


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