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There are specific laws in place to protect consumers from harassment from debt collectors. It is illegal for debt collectors to contact you at work if your employer does not allow this.
Record all contact by debt collectors just in case you have to take them to court in the future. Also, I advise you to check online for laws in your state that protect you against harassment.
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∙ 13y ago
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Do debt collectors have the right to request employer information?
Yes, but the individual is not legally obligated to answer such queries. It is assumed that the agency attempting to collect a debt has obtained the needed information from the original creditor.
Limit to how long collectors can legally collect your debt in Ohio?
In the state of Ohio, collectors can legally collect your debt for up to ten years. The collection process can range from telephone calls to wage garnishment.
Can the repo man speak to your employer about repossesing your car?
Debt collectors will use any means for information to collect their debt.
Can debt collectors call your human resources at work?
Yes, debt collectors can contact their clients at work. It is best to not provide your work number when you are applying for credit.
What can't they do to you if you are unemployed with credit cards and no payments on a loan in four months?
Your rights as a consumer Your Debts and Debt Collectors You are responsible for your debts. If you fall behind in paying your creditors, or if an error is made on your account, you may be contacted by a
Can debt collectors trespass?
No, and generally debt collectors never leave their office.
Can debt collectors take settlement money?
Debt collectors can indeed take settlement money from someone if they owe debt. These collectors may take from what they need to.
Can collectors make you pay?
No. Debt collectors contracted by the owner of the debt to contact the debtor for payment. In most cases they will say anything and harass you into make a payment. Depending on how their payroll works- If you do make a payment, they get a comission on the payment you make.
Does a debt collector have the right to contact you at any time of day or night?
No. The FDCPA states that debt collectors can only call between 8am and 9pm, your local time.
Another name for debt collectors?
Debt Advisor
Can an employer give contact information on employee for debt collection purposes?
No, an employer is not allowed to give contact info to any one... Also, debt collecters are not allowed to contact someone's work place. They do it anyway, but if you tell them to stop contacting your work place, that they are putting you job in jeapordy, they will stop. If that doesn't stop them from calling work, report them.
Where can one find a list of debt collectors in the UK?
There are sites online that advertise their debt collection business. Some of these Debt Collectors are UK Debt Collection, Debt Recovery UK, Debt Collect and Debt Recovery Plus.
