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Answered 2014-09-13 00:12:05
In a household each person can have there own car insurance. You could also have a family plan.
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Do you have to live in the same household to have another person on your auto insurance?
No. I had a friend who shared the car insurance with me and he used to live in another county.
In Ohio if an uninsured unlicensed driver is driving your car without permission and hits a car and you have insurance are you responsible?
I sense that this person driving your car without permission is a resident of your household. Without a police report of the theft of your vehicle then the person driving your car, especially if they are a resident of your household and reasonably knew where to find the keys, would have presumptive permission to use the car and your insurance will have to pay.
Auot insurance in MA and have no insurance?
If you do not own a car or live in a household with a car owner who is related to you, you don't actually need your own insurance as long as the person whose car you are driving has insurance. However, that is only true for the occasional trip in a friend's car. If you regularly use the vehicle you would need to get insured.
Can you have two car insurance policies in the same household?
Yes, you can have two car insurance policies in the same household but it would probably be cheaper if you just went with one company instead. Most auto insurance companies offer a multiple car discount.
What does limited liability car insurance cover?
Liability insurance protects a person if he or she gets in an accident and they end up hurting someone or his or her car or property. Many state have a minimum that each person must carry. Limited liability car insurance is where a person is covered in this case, but only for a small amount, for example, $25000.
Can a person that has state farm car insurance let someone else drive their car even if that person is not on the policy?
How often is this person driving the vehicle, do they reside with you in the household? If you answers often and yes - and they are not on the policy, they should be a named driver in order to be covered.
Does your car insurance raise if you have a red car?
No, insurance does not go up by the color of your car. I've talked to an insurance agent in person about it.
Do you need insurance if you have a drivers license but do not drive or own a car?
No, the insurance is on the car, not the person.
Who provides the cheapest car insurance in Salem?
There are many different companies who sell car insurance in Salem. A person could call each and request a quote and decide on who will provide the cheapest.
What is vehicle insurance?
Insurance that a person purchases for his\her car, motorbike.
Do you have to transfer title to your spouse in order to have auto insurance under their name?
Auto insurance companies will cover all adults in your household on any car that is driven by one or more adult in the household, no matter whose name is on the title. In fact, some insurance companies actually REQUIRE every household adult to be insured on any car for which even one household member seeks coverage.
Can insurance companies charge for a child who is eighteen but does not drive?
You don't need to have them on car insurance even if he is in the household, if he is not driving your vehicles.
Do you have to add your child to your car insurance if they drive only occasionally?
If they live in the household, yes.
Do you have to add a stepchild to your car insurance?
If it is a licensed driver and in your household, then they should be added to your policy.
When a car is repossessed what do you do with the insurance?
When a car has been repossessed the person paying the insurance should cancel it.
Can a person who doesn't own a car or have driver's insurance rent a car?
If you don't have the licence or the insurance, no
If two people have a car loan but only one person has insurance and the car is totaled in a single vehicle accident by the uninsured person will the insurance company still cover the car?
if you have gico then no but any other car insurance will yes
Does a person need insurance or just the car?
If you own a car and buy insurance to cover it, you are covered although the insurance is on the car. You can allow other people to drive the car and they will then be covered even if they don't have insurance.
Where can one compare car insurance in the UK?
There are a few places that a person can compare car insurance quotes in the United Kingdom. The best place to start is by checking with each company, such as Progressive, to see what their rates are.
What is the Age limit for children on parents car insurance if living in household?
In Texas all drivers living in the household must be listed or excluded.
Do you insure the car or the person?
You insure a car for a person or persons, so that in the event of a accident with that car, insurance can be claimed only if a named driver on the insurance was driving at that time.
Would it be cheaper to have family plan car Insurance or individual car insurance per person?
It is usually much cheaper to have an individual car insurance plan.
Are you paying more for car insurance because the other person has same address?
This is another case of where the CLUE system shows someone who gets their mail at your address. This simply gives the insurance company a reason to ask you if this person lives in your household and should they be listed as a driver on your insurance application. If the person never drives your vehicles then you just state this to company in writing and there is no charge for that person on your insurance. You just need to remember that you stated this to the company so then don't lend them your car because they will not be covered.
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