Home Hostage Situations No, Home owners Insurance would not be able to help you in a hostage situation. You should contact your local authorities or call 911.
Homeowners Liability Insurance does not provide coverage for illegal or criminal acts of the insured nor of others. However if your home was damaged as a result of the hostage situation or some other crime, your home insurance property coverage should still provide coverage for those damages.
Yes, if you were to experience a covered loss while being held hostage, I see no reason that your claim should be denied solely because you are a stuck in a hostage situation. If you are indeed being held hostage, and need to file a claim, simply sit down with your captor and explain the situation, compliance is likely. Let him/her know that most experienced property adjusters have seen there fair share of strange things and know when and when not to ask questions, besides, at the forefront of the adjuster's mind is the gross dollar amount of your claim and how quickly it can be closed so he/she can bill the insurer.
** If someone is a hostage in your house and you have homeowners' insurance (inclusive of personal injury liability AND not excluding false arrest, detention, or imprisonment) and the hostage situation was not caused by or at the direction of an insured then your homeowners' insurance should respond if someone files a claim against you for the situation, subject to any other terms, conditions, and exclusions within the policy.
ileads.com is an internet service that provides real time data bases of homeowners insurance. Homeowner insurance leads are a connection for homeowners insurance, they will help you find the insurance that fits you and your home
There are several websites that offer homeowners insurance quotes. These are a few that might help you. www.homeownerswiz.com/, www.netquote.com/, Quotes.InsuranceQuotes.com and www.geico.com
If you are required to carry homeowners insurance by, say, the bank through which you have your loan, you can switch to another provider for insurance at any time (there are a few forms you would need to fill out, but your new agent would be able to help you with that). You wouldn't be able to switch to another kind of insurance, though. The new policy would need to be a homeowners policy.
Safeway offers the typical insurance that most do. Comprehensive life, auto, motorcycle and homeowners insurance are all policies that they can help you with.
No, Your homeowners insurance will not be able to assist you in 3'rd party litigation that is not associated with a covered loss.
i know what happened to you........... you are trying to remember someone but you don't know their name. Well, I can't help you because there could be many red headed girls who was held hostage for 4 years.
The best source of information would be your insurance agent or other Insurance Company Representative. Most Homeowners insurance policies have coverage available for storm damaged roofs.
Liberty Homeowners Insurance offer protection to one's home and also what is inside it. This insurance company offers protection to the owner of the house and the actual house. This company also offers advice on how to help keep your home safe.
No. Homeowners Insurance "Never" provides coverage for your Employees or other Hired workers.
Most homeowners insurance companies do not provide mortgage financing. Any damage done to a home, such as hail, wind, fire, etc. should be covered by the homeowners insurance. If the roof is just "worn out" it is the homeowners responsibility This is considered normal and expected maintenance incidental to home ownership.
Homeowners insurance will not cover care for patient, but hospice has contracts with agencies that will help in the situation described. Contact the hospice nurse for help.
I don't know if there is any help at all for low income people regarding insurance. Call your states dept. of insurance and see if they know of any programs for this assistance.