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If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

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Q: Can life insurance agent sell general insurance?
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Can a life insurance agent can sell RRSP and TFSA products?


What is an agent fiduciary capacity?

To sell variable life insurance policy polices, agent must recieved

What role does a insurance advisor have?

An insurance advisor/agent gives probable customers knowledge about an Insurance Plan and sell Insurance Policies. There are three types of insurance agents : 1. Life Insurance Agent. 2. General Insurance(Non-Life) Agent. 3. Composite Insurance Agent(i.e. both life and non life agent). An insurance broker can also be an insurance advisor. Difference between an insurance agent and an insurance broker are: 1. An insurance agent is employed by only one general insurance company or one life insurance company or both(depending on the type of Agent) but an insurance broker can work with any insurance company(Life or General). 2. An insurance agent is accountable to Insurer(insurance company) but an insurance broker is accountable to customers, i.e. an insurance broker works on behalf of customers to seek a better insurance plan. 3. Both agents and brokers are reimbursed by insurance company. 4. There is no capital requirement for Insurance Agents but Insurance brokers must have capital of Rs. 50 lakhs for direct broker, Rs. 1 crore for reinsurance broker and Rs. 2.5 crore for composite broker. Generally Insurance brokers works with big businesses whereas agents work with all type of businesses.

What age can you sell your life insurance policy?

In general, the age of majority in your state will dictate when you are of legal age to buy a life insurance policy on your own. Again in general, you would need to be the same age to sell it.

Who can sell insurance?

You have to be a licensed agent in the state you want to sell insurance. Also, you need to be appointed by the carrier/ insurance company you want to sell for.

How do you become an auto insurance agent in ca?

How do you become an auto insurance agent in Ca? sell a car

What license must a agent obtain to sell variable life insurance policies?

The agent needs a life insurance license. He also needs to be registered with FINRA. The insurance license is issued by the state insurance regulator. He will need to take a life insurance class that is typically a one-week class and take an exam. To be registered with FINRA, he will need to either self-study or take a class and take state securities exams and general securities exams.

What insurance company would sell liability insurance for net metering?

Contact an agent in your area, if they do not sell this type of coverage they will be able to direct you to an agent that does.

What is a 220 florida insurance license?

A 220 Florida insurance license is a general lines agent license. It gives the license holder the legal right to sell property and liability insurance.

Where can I find inexpensive health insurance in Las Vegas Nevada?

To purchase health insurance simply contact a local insurance agent. Agents that can sell life insurance can also offer health insurance.

Can a life insurance agent sell insurance to his spouse?

In general he can. The fact that they are married does not, in itself, prevent the transaction. The agent can also be named as the beneficiary. The spouse has an "insurable interest" in the life of the other spouse due to "love and affection". It is important, though, that the insured spouse change the beneficiary in the event of divorce, unless he/she wishes the ex to nonetheless get the proceeds. This is because in general, an insurable interest must exist only at the inception of the policy.

How can an unregistered agent sell a 401K group annuity?

Annuities are considered Life Insurance, so if the agent isn't selling a variable annuity, he doesn't have to be securities licensed.

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