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In my state, Alabama, it depends on the insurance company. Some don't have the pre-existing clause while some do. But, also in this state, you can only be added to a spouse's insurance under certain conditions if you were added when he or she first enrolls. You need to check with the spouse's HR department at work.

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Q: Can medical insurance from your spouse's policy cover you if you have a preexisting condition which makes you not able to buy any insurance by oneself?
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