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Yes it can. I took a chance and called creditors and spoke to them in a sensible way. I paid the debt in full, they removed it from my credit report like it wasn't even there. My report is now cleaned up. Re-fi here I come.

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Q: Can old debt be remove from your credit report before 7 years?
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Related questions

Do they remove the judgment after 3 years on your credit report?

Judgments remain on your report 7 years from the filing date


How long after you file bankruptcy can you put claims to remove from your credit?

It stays on your credit report for ten long years and they won't remove it.


How long does a bankruptcy stay on your personal credit report?

It can stay on your personal credit report for up to 10 years, but most credit reporting agencies will remove it after 7.


Can filing for bankruptcy remove a foreclosure from your credit report?

No, if property has been foreclosed upon the notation will remain on the credit report for the required amount of time of seven years from date of foreclosure. A bankruptcy remains on the credit report for ten years.


How many years before bankruptcy comes off credit report?

7 years


Can you remove inquiries from credit report?

Inquiries can't be removed from a credit report at your request, which means you must wait at least two years for them to be automatically removed.


Its been 19 years and something is still on credit report?

If it has been 19 years and something is still showing on a credit report, you can request to have it removed. Contact the three credit reporting bureaus and ask all of them to remove it for you.


How do you remove bankruptcy off credit report after waiting seven years?

They are and always will be a matter of the public court record. BK are reported under the standard credit report request for 10 years.


How many years of credit report requests are included on a credit report?

A credit report includes a list of every request for your credit report in the past two years.


How can you remove debts that are five years old from your credit report?

If they are valid debt default entries they cannot be removed from the report until the required seven years have expired.


Can I remove bankruptcies from my credit report?

Not really. Chapter 13 bankruptcy stays on the credit report for seven (7) years (can be ten, but usually seven) and Chapter 7 bankruptcy stays on the credit report for ten (10) years. Once the term is over, you may dispute the bankruptcy with the credit bureau, however, there are no ways to remove the bankruptcy until the term is complete.


How do you remove a dismissed chapter thirteen bankruptcy from a credit report?

You can't. A valid entry for a dismissed chapter 13 bankruptcy will remain on a credit report for seven years from the date of dismissal.