Best Answer

The general theory or principle of homeowners insurance as it pertains to the structure itself is to repair or replace it to its pre-loss condition. It does not cover issues that are caused by deferred maintenance.

Coverage for Structural integrity and quality of workmanship issues are generally addressed under the Buyers Home Warranty offered through the realtor at the time of purchase. However, there are limitations to what the warranty will cover; the one we purchased would not cover appliances for 60 days after purchase.

User Avatar

Wiki User

โˆ™ 2014-10-16 19:02:27
This answer is:
User Avatar

Add your answer:

Earn +5 pts
Q: Can one buy insurance to cover the structural integrity of a used home?
Write your answer...

Related Questions

Can your home owners insurance cover structural damage in your home?

Depends on the specific insurance and the type of structural damage. The question is to vague to be answered adequately here.

What kind of insurance does HSBC Home Insurance provide?

HSBC provides all kinds of Home Insurance, from basic structural cover to full home and contents. They also offer emergency repair cover as well as specialized landlord cover.

What type of insurance will cover a person home iF the owner dies?

Homeowners Insurance is what you need to cover a home.

Does insurance cover other living arrangements while the roof or structural part of home is being repaired?

Almost all policies will cover living expenses if a homeowner is forced to move.

If your tree falls on someone elses vehicle will your home insurance cover it?

You home owners liability insurance should cover it.

What can insurance be used to cover?

Insurance can be used to cover a number of things such as: life insurance, auto insurance, travel insurance, home insurance, and business or corporate insurance.

What does home insurance cover?

Your house

Will insurance cover structural damage in your home?

Yes, but it does depend on what the cause of the structural damage was. You need to look at your schedule of covered perils. Home owners insurance policies generally provide coverage for sudden accidental losses such as Fire, Wind, Hail, Falling objects, etc. See your policy schedule for a list of covered perils.

Does home owners insurance cover generators?

Your homeowners insurance covers your home structure.

Do home insurance cover your animals if hit at home?

No, the home policy does not cover the occupant of the home, including pets.

Does diamond car insurance cover the loss of jewelry?

No, diamond car insurance don't cover the loss of jewerly. They cover different kind of insurance like car insurance, home insurance and travel insurance.

Will home owners insurance cover a collapsed retaining wall?

You will have to call insurance co, to find out what they will cover.

Does home insurance cover if keys are left with a builder?

No, Homeowners insurance does not cover the cost of lost keys.

Does home insurance cover if a tree l damage a vistor car?

No homeowners insurance does not cover vehicles, that's what auto insurance is for.

What is home building insurance?

"Home building insurance is insurance that covers the materials of a home while it is under construction. Generally it may cover

Does your home owners insurance cover your foundation?


Does home owners insurance cover murder?


What insurance covers homeowners falls in his home?

Health insurance is the only thing that would cover falls of a homeowner in the home. Homeowners insurance is certainly not intended to cover this type of accident.

What does the average insurance company cover for in home care for the elderly?

Different insurance companies cover differently. You have to call your insurance company to see what they cover specially. You could change insurance companies also.

Will home insurance cover lightning striking a TV?

will home insurence cover tv in lightning strike

What insurance will cover tutors going to students at home?

Professional Liability Insurance.

Does home owners insurance cover water damage caused by the neighbor?


What does home owner insurance not cover?

There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.

Does your home insurance cover damage to your car from falling tiles during a storm?

No, Homeowners insurance does not cover damages to your automobile. Your home insurance policy is property insurance for the specified structures and real property listed on the policy. Cars are not listed as covered property on your home insurance policy, that's what auto insurance is for.

Will the home owners insurance cover if my vehicle hit my garage wall?

No,, That would be covered under your auto insurance policy. Homeowners insurance does not cover damages to street vehicles.