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Answered 2011-04-16 16:49:49

I'm trying to get my home owners insurance lowered. How much outside lighting will I have to get to have my rates lowered?

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What is contingent owner on life insurance policy?

The new owner of a life insurance policy if the original owner dies before the insured.


What kind of health examination do you have to undergo before you can qualify for homeowner insurance?

You do not need a health examination to obtain home owner insurance. Your health is not an issue. If you were to suddenly die, after buying home owner insurance, the insurance company doesn't have to pay a death benefit, since home owner insurance isn't life insurance. What happens when a home owner dies is that someone else inherits the house. The new owner will have the option of continuing the existing home owner insurance policy.


What are the charges for transfer of car insurance to a new owner?

The new owner must purchase their own auto insurance policy. The previous owners auto insurance can not be transferred to a new owner.


If the company you work for has the office in the bosses home and you fall at work due to neglect of outside lighting can you get a settlement from the both the workers comp ins AND his home owner ins?

If you obtain an injury while visiting your employer's home office, you will have to file a complaint through workman's comp insurance. If his home is operating as a business, his business insurance will also cover the home office.


Where can you get the cheapest non-owner auto insurance in Florida?

Acceptance Auto Insurance offers cheap non-owner auto insurance in Florida. Non-owner auto insurance is designed for people who only drive occasionally.


What happened if you are owner of the car and insurance is on name of previous owner then can you claim insurance?

The insurance company, once things get sorted out, will probably deny your claim. On top of that, the previous owner screwed themselves, because their insurance will go up.


Does the owner or contractor purchase professional liability insurance?

Traditionally the contractor provides the Insurance. The owner verifies that the contractor has insurance prior to hiring that contractor.


How do you get insurance when you are not the registered owner of the car?

Answer:As long as you have the owners name on the insurance as owner you can insure it under your own policy


Does homeowners insurance cover bodily injury to owner from an accident outside residence?

Homeowners Insurance is "Property" insurance not health insurance, it is not designed to replace medical or health coverage. You would need to review your policy language or contact Insurance Agent to determine if any coverage is available under your property insurance policy.


What is Landlords House Insurance?

Landlords house insurance is a type of insurance that protects the owner of a rental property from damage by tenants. This insurance can compensate the owner for cleanup costs and repairs as well.


Can you cancel car insurance during a divorce?

More than likely, you can't if somebody still wants to operate the vehicle. However, if one or more people are no longer operating the vehicle, the owner will need to contact the insurance company in order to get a new policy (and probably a lower rate). The laws on auto insurance vary by state. Most states require the owner of an automobile to carry certain minimums of insurance on each driver who operates the vehicle. Generally, if insurance is canceled, the owner must forfeit the license plates.


Where can one purchase property owner insurance?

Property owner insurance can be purchase from local insurance companies or insurance brokers. One can also purchase property owner insurance online. Some sites allow you to enter your information, then they have several insurance companies give quotes all at one time, for easy comparison.


Need a non owner insurance quotes online?

I need non owner insurance today can some one help me


Does an owner of a life insurance policy have to be the payer?

No, the owner of a life insurance policy does not have to be the payer. Pretty much anyone can be the payer.


If a wheelchair van owner has no insurance on their vehicle what insurance coverages are covered by the fully insured drivers own insurance if they are a caregiver of the owner?

Insurance follows the vehicle. If the owner of the wheelchair van has no insurance on it, and the person who drives it, has insurance on their own vehicle.... then the wheelchair van would still be considered an uninsured vehicle. Again, insurance always follows the vehicle. The driver who is not the owner cannot use his/her insurance to cover the wheelchair van because they have no 'ownership' or 'insurable interest' in the van.


Why is insurance needed for a business?

to transfer risk from the owner to the insurance company



Can the beneficiary on a life insurance policy be changed by the executor?

No, the beneficiary of a life insurance cannot be changed by the executor unless he's the owner of the policy. The proceeds of a life insurance policy, unless the benefciary of the policy is the estate, are not subject to any conditions of the will. It is outside of probate.


What do Homeowner's Insurance mean?

Homeowners Insurance means insurance covering a home that the owner lives in.


Does car insurance in Ohio follow the vehicle?

No. The insurance policy stays with the owner of the car. If the car is sold to another person, the NEW owner must obtain his own insurance.


Can a parent put a motorcycle in their name to lower insurance for their kid?

Not recommended. The vehicle must be titled into the name of the legal owner. If the intent is to hide the driver from the insurer in order to get a cheaper rate, then it would be a form of insurance fraud.




Cosigner need insurance?

The cosigner on an automobile loan is not the person who has to pay for insurance on the vehicle. The registered owner should pay the fees for insurance. However, it is the cosigner's responsibility to make sure the registered owner is carrying insurance for the vehicle.


Who needs home owner insurance?

as everything you need insurance to protect you from things that can happen to something so you'll get a reduction on the full price of it. your insurance company will pay for it. you should get home owner insurance to help you in accidents and to be safe.


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