The FDCPA and Gramm-Leach-Bliley do not apply directly to repossession services, forwarding agencies, or repossession agents, but all three are accountable to elements of the acts. One of the provisions of the these to which they are held accountable is "Pretexting." No agent of collections or property recovery may "pretext" himself. That is he may not make contact with a debtor and give the impression, either passively or actively, they are someone else. That being said, when we call or make contact we have to identify ourselves. We are not required to take the debtor by the hand and lead them through a point by point explanation of who we are and our intentions. For instance: if I were to call someone who is delinquent on a car note, I might identify myself as "Bob from RR Service." You'll notice that I did not give much there. I did not tell the debtor that I was "Bob from Repossession and Recovery Services." I could even simply identify myself as "Bob" if that is my legal name or a legally filed alias. As long as we do not offer anything that could be misleading, we cannot be accountable for violation of pretexting. Repo men can make contact at hours different than collections or skiptracing. The rules are a bit looser. But, they can never misrepresent who they are. Typically, the less shared with the debtor, the safer.
If any collector or repossession agent identifies himself as anything other than who he actually is, get as much information as you can. If you are able, notify the highest level executive with the firm he represents that you will be filing complaint with the FTC and your state's attorney general. Contact an attorney and take the steps necessary to file a complaint, and begin suit. The only more serious violation of collections/repossession laws is perhaps third party disclosure.
People make phone calls to communicate with other people. They are useful for contacting someone urgently or someone who is far away from where you are.
Someone might be able to message other people through your number by cloning your cell phone. This is a system that allows a person to copy your cell and its information exactly.
People use the cell phone by calling or texting someone to get into touch with them. You have to click the buttons on the phone to use the phone.
It is not a federal offense unless the cell phone belonged to the government, or if someone opens a cell phone using someone elses personal information.
If someone hacks your phone they could cause you problems by sending mean text messages to your friends and accessing your financial information that may be kept in your phone.
Talking on the phone is just like any other talking - you're sharing information with someone else.
There is no "better" or "worse" time for a child to get his or her first phone, persay. It all depends on the responsibility of the child and whether or not they would be able to handle not losing the phone, giving their number to trustworthy people, etc. The average time for a child to get a phone is usually in middle school - 6th, 7th, or 8th grade.
WikiAnswers does not reveal private information about people. A phone number is private information.
so other people don't look at it
To call someone in an emergency To make plans To get in touch with people But whatever you do or why you should get a phone is up to you
They must a file a motion with the court requesting a judge's order to the phone company to release this information.
They do not have phone numbers listed but can be reached through emails General information: email@example.com Information on specific countries: firstname.lastname@example.org See: http://wiki.laptop.org/go/Communication_channels for their published communication media.
yes ... my first child got her phone at 6 and my second child got her phone at 8
Child support is paid to meet the needs of a child. If the child needs a cell phone, yes.
Because they have someone special to talk to.
you should get your child a cell phone at age ten.
Because people are fascinated by new information and a cell phone is a vast amount of information streamed live right in your hand
A good phone for your child is the Samsung Intensity II(2). It has Internet and is a very fast phone.
Putting it simply, people get hurt and computers can be destroyed. For example, if someone uses the computer to cyberbully, post personal information about someone (including phone numbers), hack accounts or scam, people can get hurt. If someone spreads a virus on computers, they can at the least harm the computer and can sometimes destroy computers.
What kind of information are you looking for? You can learn about people from their own profiles on social networking sites like Facebook and MySpace. You can get contact information (phone numbers, addresses, etc.) for people on public records sites like PeopleFinders.com and PeopleSearch.com. You can Google anyone to see what information is available about them online. If someone has a profile on LinkedIn.com or any other business professionals site, you can also learn more about them there.
Because some people are stupid - and will do anything for publicity !
To alert people near the phone that someone is trying to contact them !
If someone has a cell phone locator then it means they can find their phone if it has fallen out of their pocket. There are a lot of people who put their phone down and then forget so it can be useful.
You shouldn't disclose personal information such as phone number, addresses or information about your children. If you disclose information, you can be harassed by advertisers and other people.