The family member needs be excluded to keep your insurance in effect.
Yes, it is possible.
Yes. Anyone can get a policy on another family member.
No. That's what your major medical insurance policy is for.
By referring to the family members on survival
No. If they are going to drive the family car you can, if the insurance company allows it, but they should really have their own insurance.
Yes, it is very common that a member of the family be named as executor.
Absolutely; a step child is legitimately a member of a family and can be insured, or can be the beneficary of a family insurance policy, just like a biological child.
the policy that covers the car that is being driven.
ANSWER:Sorry you can not. It's just like driving a car, if you have a friend in your car and you had an accident, the insurance company can not take care of that person because he or she is not insured in your policy..
It is called the death benefit.