depending on the state you live in you COULD get insurance without owning a CAR. Ask your insurance professional about it.
yes, the insurance policy is different from the car title (title is government, insurance is business) in most states, if you live together, you are both required to be insured on the car.
Sure you can. You can buy a car and then give it away or donate it. You can even junk it if you wish. You will however have to put the car in someone name who has insurance on the car as they will ask for proof of insurance before issuing a title.
title has no effect. insurance takes precedent.
I think it depends on your car insurance policy.
i pay out my car but i still need to change the title ,i have insurance but not a license can i still transfer the title in my name?
I recommend you this site where you can compare quotes from different comapnies: INSURANCE-QUOTES-FREE.INFO
Yes, just need proof of insurance!
If you have the proper insurance or you were hit by someone you will surrender the car and the title to the insurance company and they will pay you the actual cash value of the car before it was hit.
If someone without a valid drivers license and without car insurance drives a car that is covered by car insurance, does that insurance pay for that uninsured driver if they have a accident?
if he is not on your insurance he is required to have his own insurance otherwise he is driving your car without insurance with or without your permission illegally so no it will be the get out clause the insurance company will use not to pay out and why should they pay for someone who has not paid for there services