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Yes, someone can take out a life insurance policy on you without your prior consent. An example would be a business which has a defined financial exposure resulting from the unexpected death of an essential employee.

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โˆ™ 2009-12-23 02:15:14
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Q: Can someone take out a life insurance policy on you without your consent?
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Can someone take out a life insurance policy on me without my knowledge?

They can if it is bought while you are a minor, otherwise it is insurance fraud and is illegal without your consent.


Can someone be removed from a homeowners insurance policy without their consent?

The policy owner, usually the Primary named insured, can add or remove people and coverages from the policy they purchased as their coverage requirements change.


Can you take an insurance policy out on a spouse without the spouse's knowledge?

Not a life insurance policy....The insured party would be considered the policy owner therefore it could not be issued without their knowledge & consent.


How can insured amends his insurance policy without the consent of his irrevocable beneficiary?

The insured can never amend his insurance policy without the consent of his irrevocable beneficiary because this act would lessen or diminish what is due to the irrevocable beneficiary and thus considering that this is a diminution...consent of the IR beneficiary is necessary.


Can you take out a life insurance policy on some one with out them knowing that you did?

No, you can not get life insurance without the insured's consent, unless it's for a minor.


Can you find out if someone has a life insurance policy out on you?

No one is allowed to have a life insurance policy on you without your knowledge. You would have to sign off on the policy before they could get it.


Can you take out an insurance policy on your grandson with out his consent?

I can't think of a reason why not. If you want to pay someone to insure something (or someone) they should let you. I suppose it really depends on exactly what the insurance policy is (life insurance, auto insurance, some other general liability insurance). Check with the specific insurance company about the specific type of insurance for an exact answer.


Can your dad cash out your life insurance without your permission?

Your dad can withdraw the cash value of your life insurance policy if he is the policy owner of your policy. If you have obtained adulthood, you dad cannot withdraw the cash value of your life insurance policy without your consent. If you are minor life assured, your dad as proposer can draw cash value on maturity,provided you will not be adult then.


Is It illegal to take someone off my auto insurance policy without telling them?

no


Can you enroll in homeowner's insurance without spouse consent?

Yes, Either owner of a property can purchase a home insurance policy. It is recommended however, that you list all persons with a financial interest in the property as an insured on the policy.


Can you sue someone without insurance with no police report?

can someone sue a person that was in an accident with no police report an the insurance company did not come to take pics of my car .Only there policy's holder car ,who sue's for the money if the insurer had motorist with no insurance policy?


Can State Farm raise deductible on homeowners insurance without your consent?

It depends on the terms of your insuring contract. Maybe yes maybe no, Just read the terms of your insurance policy or contact your insurance agent.


Can the person who holds Power Of Attorney take out a life insurance policy on the grantor?

No, not without that persons consent. Not to mention that person would have to qualify.


How can I cancel joint life insurance when one party doesn't consent?

This will depend on some factors. Who is the policy-owner? The policy-owner is the only person who can cancel the insurance policy,


Can you take out life insurance on someone without their knowing and be able to collect on it?

yes as long as you pay the policy


Can a teenager buy young drivers insurance without parental consent?

If the teenager is added to the parents' insurance, then consent is automatic as it is the parents who make the arrangement. As to whether a teenager can buy his or her own policy without parental consent, that may vary from company to company and state to state. Is is best to check with an independent insurance agent who is authorized to speak for several different companies, and will know any applicable state regulations.


Is it possible to obtain life insurance for another person with their consent without allowing them to change the beneficiary?

Yes. The policy is controlled by the "owner"of the policy. If the insured person is the owner, then the beneficiary should be written as "irrevocable." An "irrevocable" beneficiary can only be changed with the consent of that beneficiary, regardless of who the policy "owner" is. Hope this helps.


Can your license be suspended for someone else driving your car without insurance?

I think it depends on your car insurance policy.


Is it legal to search a laptop without consent?

Not if the laptop belongs to someone else. If it is company property then it's down to company policy.


Can a tenat waive subrogation in its liability policy in new york without out first getting the consent of his insurance company?

The short answer is NO, I doubt that they could, it is not their right to waive.


How can you find out if someone left insurance policy and named me as the beneficiary after they passed away?

if someone died and left an insurance policy and named me beneficiary how can i find out


How can you check the status of a transferred policy without the policy number?

You cannot. Policy number is mandatory for any formal transactions pertaining to an insurance policy. How would the insurance company know which policy you are referring to without the policy number? Talk to the insurance agent who helped you with the transfer. He should have a record of the transaction and the policy number as well.


Is it illegal to pretend to be someone else in a insurance policy?

yes


Can a seventeen year old get car insurance without parental consent?

If you have the income to pay for the policy, most would sell to you. However, if you do not have a car, the reason to buy it is moot.


Can a beneficary sign the policy over to someone else insurance policy?

No, only the OWNER of the insurance policy can sign the policy over. Sometimes the owner is the insured, but not always.