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Can teens get their own insurance policy?

Updated: 8/17/2019
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13y ago

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yes but will be very expensive, some companies might not though.

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13y ago
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Q: Can teens get their own insurance policy?
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Are teens covered under their parents auto insurance?

You have the option to add your teen to your auto insurance policy, or you can buy a "stand alone" policy from an agency that specializes in providing insurance for teens. Companies that provide car insurance for teens only place certain restrictions and requirements on teens' driving habits, such as attending driving school and not driving after dark, which allows them to keep rates down.


Are there any car insurance agencies for teens if so what agencies?

There are quite a few car insurance agencies for teens out there. Most teens can be added to their parent's current insurance policy. Some of the agencies available are Nationwide, Liberty, USAA, State Farm and Pemco.


Is it best for your dependent daughter to have her own auto insurance policy or add her to your policy?

Add her to your policy, but make her understand this is to help her out, and if she behaves irresponsibly, she on her own for insurance coverage .


How do you check car insurance policy on net?

Only your Insurance Companies own website will give you access to your auto insurance policy.


Can you have your own auto insurance policy if you live at home with your parents?

Yes, you can have your own auto insurance policy. If you are a minor though, you will need your legal gaurdian to countersign your application for insurance coverage.


Do you have to be added to your parents insurance policy if you are primary driver of one of their vehicles and you have insurance policy of your own?

yes, simple as that.


At what age should my teen get his own auto insurance policy in Rhode Island?

A teen in Rhode Island should get their own auto insurance policy when they get a car in their name.


What if neighbor's house catch on fire then yours but your neighbor has no insurance?

If you have fire insurance on your own home you will be covered under your own policy. You don't need to worry about whether the neighbors house has insurance or not. It does not affect the coverage you have under your own policy.


Can i buy your own retro homeowner insurance?

No. there is no such thing as a retroactive homeowners insurance policy.


You do not own a car can you get a policy to drive other peoples cars?

You do not need your own policy. In most states you are covered by the car owners insurance policy.


Your adult daughter has auto insurance and is gifting you her car you have a car and insurance She lives with you Do you have to put her on your insurance policy?

As long as she has her own policy on her own, it would not affect your insurance in the sense of premium or the need to have her insured on your policy. However, most auto insurance company want to have her listed as a driver in the household since she lives with you. The policy actually follow the vehicle and not the driver. If she was to drive this vehicle and get into an accident, your policy would be the primary and her policy would be secondary.


Can you write your own life insurance policy as a life insurance agent?

Yes you can. As an agent, you are allowed to write your own policies.