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No. A bodily injury claim is taken by the insurance agent over the phone. Insurance companies ask the questions and you have to answer truthfully all the facts of the case. You can't include vehicles, names, or other unrelated entities in your claim. Fast money is no answer to resolving a car accident.

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Q: Can the driver file a med pay claim on another vehicle in her household other than the vehicle involved in the accident?
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If you have liability insurance on one vehicle are you insured if you drive another vehicle?

Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.


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