Yes, of course. If you are liable for the damages you are required by law to cover the losses.
Having a police report or not having a police report has no bearing on your liability and resulting financial responsibilities.
Although most minor accidents do not merit a police report, the insurance companies recommend an accident report be filed whenever possible to document the occurrence and protect the drivers and the company from individuals who may later try to shirk their financial responsibilities.
If you have insurance then your insurance company will cover the loss for you up to your policy limits. If you are uninsured then you are required to pay the damages yourself.
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
I would like to hear the answer to this question too. My husband met with an accident and the police gave the other driver a ticket and he was at fault without doubt. The insurance company is not settling the claim saying we have to share the liability. They are not paying for a rental also. Please advise.
can someone sue a person that was in an accident with no police report an the insurance company did not come to take pics of my car .Only there policy's holder car ,who sue's for the money if the insurer had motorist with no insurance policy?
Sure. People can claim anything. The question is will your insurance pay the claim. Without a police report of the accident, you may be in for a lawsuit. Never ever, have an accident and fail to call the police.
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.
Call the police and get a police report. Call your insurance company and report it to them asap.
Medics , police, insurance company, family are to be called.
If you mean file a claim with your insurance, yes.
Yes, CLUE reports monitor anything paid by any insurance company regardless of a police report. Therefore, only if you reported the accident to the insurance company or they reported it. If you did not, and they did not, and there was no police report(for example you did some kind of direct negotiation or something) only then is there no way they are going to find out.
Which insurance company? If you don't know who it was, who should pay? If it was a hit and run accident, perhaps the police could help. If not, there should be a police report and you can get the information from there.
A police report does not define who is at fault. That requires some investigation by either the insurance company or the police themselves; however, unless you make a claim or a report, neither will investigate and the accident will not officially have happened.
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
You can still report the accident to the insurance company and collect for damages. The Police will most likely not take a report. You would have to call them to verify that though.
It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase.
No, the police never notify insurance companies of accidents or tickets. It is the responsibility of the insured party to notify their insurance company.
When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.
The way car insurance works after an accident is that a report must be made to the insurance company. They will review it and then decide what you new insurance cost will be. Answer: Accidents need to be reported to your insurance company as soon as possible whether you or someone else caused the accident. If police were called to the scene then you must obtain a copy of the police report as well to be sent to your insurance company. All of this if you plan to file the insurance claim through your or the other drivers insurance. Some have accidents but the repairs are so minor that they pay out of pocket rather than getting the insurance companies involved.
You can't unless they tell you who they are insured with. Who a person is insured with or even if they have insurance is a private matter between the insured and the insurance company. Now, if there is an accident and the police come to the scene they will collect that information and put it in the accident report. This is why it is crucial to always call the police to the scene of the accident no matter how much the other person begs to give them a break. Always, always!!! call the police to the scene of an accident. The exception is if the accident is on private property.
If the police report says the other driver was at fault, try to recover from his or her insurance company. If you don't have collision coverage, you can't collect from your insurance company.
Generally speaking, no. It usually takes at least a few days for the report to be completed so whatever you get at the scene of the accident won't be much. Whatever the insurance company got from the police, you should be able to get it too.
In all states an accident in which damage occurred (and even those in which there is no noticeable damage) are supposed to be reported to the police immediately and at the scene of the accident. If there is no police report it becomes next to impossible to collect compensation from the insurance company.
Yes, if a police report was filed then it is probably on your motor vehicle report. The good news is that with most insurance companies, if the insurance company did not pay any loss or no more than $400 then the accident is not chargeable. If it was a one car accident, no problem, otherwise you may want to check to make sure nothing was paid to the other party or their company without your knowledge. As a matter of full disclosure, I own and operate a small Independent Insurance Agency and have for the part 22 years. Before that I worked as an agent for a direct writer insurance company.
Report the accident to the police. Request that the police provide hit and run driver info to your insurance company. This is the only legal way to do what you are asking where I live.
"No fault" in MN means that your own insurance company will pay for your medical expenses and/or wage loss if you are injured in a motor vehicle accident. Even without a police report you can contact the other driver's insurance company and make a claim for your property damage, if you have any. If the person is uninsured you then contact your insurance company to settle the property damage.
As long as you have coverage, yes the insurance company will pay. All you have to do is call them and report the loss.