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The answer really depends on the terms of your insurance policy; however, yes, it is possible that the insurance company will not be required to pay you for the full amount of the repair cost. Depending on the terms of your policy, certain types of damage or the extent of repair may not be covered. In addition, it may be that the repair facility that you used is charging higher than would be reasonable market prices for the repairs performed, which may be disputed and not recoverable from the insurance company. I would contact your insurance agent if you think you have been improperly reimbursed under the terms of your policy.

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Q: Can the insurance company pay you less than the repair claim?
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Where does a person go to file a car accident claim?

Contact your insurance company in less than 30 days after the accident to file an insurance claim. If another car is involved, obtain their personal information for later use. Save all receipts and bills from automotive repair and medical costs, if any.


If you had an accident with no other cars involved and filed a claim to insurance with no police report do you have to report this accident to the new company if you get different insurance?

If you don't the new insurance company can cancel your coverage and possibly not cover any of YOUR losses. They might also consider it to be fraud. Any accident less than $750 isn't chargeable, but if you filled a claim with another insurance company your new company would found out even if you don't tell them, when they run your MVR which shows your tickets and previous insurance companies and claim paid.


Who gets the unused money on an insurance claim if you got the work done for a less amount?

As far as I understand it, That isn't a possible solution. A claim isn't settled until after the vehicle, or whatever is fixed. Thus there is no set amount for the claim. example: Person A rear ends someone. A, goes to the insurance company and files a claim, The insurance company sends an adjuster, the car gets fixed, and the amount owed is determined by the bill after the vehicle is fixed.


Where can I find a good place to fix this?

You can often repair a windshield for less than $200 out of pocket or even make a claim on your auto insurance so that you incur nothing out of pocket.


What does the insurance company do when a car is not total in a wrecked?

If a vehicle is damaged in an auto accident the insurance company that insures the vehicle has the option to repair it, replace it, or pay the actual cash value of the car. The last one is in the case of a total loss and the company never tries to replace a vehicle anymore. In this case it would repair the vehicle and pay for the cost of repair less your deductible which you will be responsible to pay for yourself.


If you have PLPD and are involved in an accident does their insurance cover your car?

If the other party has insurance then their "property damage" coverage should cover damage to your vehicle. If you happen to be at fault or there is some question as to who is at fault then it might be hard to collect from their insurance company. Only if the other party is at fault. If you have collision insurance, you can file the claim with your own agent. Then you will be paid for your damages, less your deductible, and when your company collects from the other company you will also get your deductible. If you do not have collision, you will have to file your claim directly with the at-fault driver's insurance. If the company denies your claim (and unless there is very compelling evidence that their client was at fault, they will), you will have to sue the driver. Then, IF YOU WIN the lawsuit, their insurance will pay.


What happens if your insurance company has allowed more for your roof than the estimate who gets the balance of the money allotted in the claim?

The amount initially reserved for a claim is called the reserved amount. This is the amount the insurance company estimates through observation may eventually be necessary to repair the damage. The final amount paid could be less or more than the amount initially reserved for a claim. It is not uncommon for the insurer to reserve a certain amount and then wind up paying much more before all repairs are completed. The insurance company knows that once repairs begin, other damages could be revealed that were not readily apparent upon initial inspection. The bill could rise as the repairs progress. This is why it's usually best to let your insurer deal with the roofing company directly. If the company has sent you a check as final settlement, meaning that is all they are going to pay and they have closed your claim and you mange to get the work done cheaper than the settlement, then you are allowed to keep the balance. If the insurance company is dealing directly with the roofing company they will pay the amount of the final repair bill, not the estimate.


If you get your claim money for damages to your house from the insurance company and find a contractor to do the work for less can you keep the extra money from the claim?

Yes, you can keep the extra money you saved by finding a contractor to do the work cheaper than what the insurance company estimated. The insurance company prepared an estimate of the damage. If you could not find a contractor to do the work for what the insurance company estimated, you could ask them for more money. If they chose to pay you for the damage before it was fixed, they cannot ask for it back if you got the work done cheaper.


What is the statute of limitations for filing a health insurance claim?

It depends on how the insurance policy is worded. Call the health insurance company and ask what timely filing limit is. Most insurance companies will go back 1 year from the service date. Sometimes it will be less.


what if the insurance company tries to pay you less than what the car is worth?

screw the insurance then


If an insurance company pays a claim and the work or the parts used end up being less expensive than the paid claim who gets the excess money?

Claim moneyYou get the amount of money that the job was estimated at. If there is excess money left over, that's yours.In cases where the shop bills the insurance company directly, though, there is no excess; insurance pays what the shop bills.In the UK you are compensated following an accident - compensation means putting you back into the position that you were prior to the accident happening. If your vehicle was damaged in a RTA and you are claiming from the guilty driver's insurer you are paid the estimated cost of repair or the book value for the vehicle if it is written off. If you choose not to spend this money on repairing your vehicle or use a cheaper source to repair your vehicle - this is a matter for you. But you must remember that inferior repairs will likely mean your vehicle is valued far less so you are not really making excess money. If this question relates to other items claimed from the driver's at fault insurer - use the link below to see what you are entitled to claim to compensate you.


Is Claim amount payable in a health insurance is equal to medical expenses less deductible?

I don't quite understand your question. There might also be co payments, ie 80/20 and "negotiated" rates - discounts from the Medical Provider to the insurance company.