sure can except in a couple of states. IF you are in default, you can be repoed. Its even more attractive to the lender that you ONLY oew 2 notes. Better chance they will get their money when they sell it.
If the creditor is the loan holder of the vehicle a lien is already in place. The title will show the loan provider as the primary lien holder. That insures the vehicle as collateral and if default occurs the lien holder can repossess the vehicle without going to court. Except in the few states that require the creditor to obtain a replevin order before seizing the vehicle.
Of Course, they are going to get more money selling the car than that 4 months. Your word means nothing to them, you have to show up with the money and pay, or they are going to repossess. I had my car loan check stolen out of the mail, they were still going to possess even though all of the money in my bank account was gone, they even told me they were following me to take the car (lie) I had to wait until I got paid to pay them.
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