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Answered 2011-12-04 12:58:28

Investors Savings Bank does offer checking accounts. Contacting the bank can provide you with information on the proper way to open this account.

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Most checking accounts have no fees. Savings account has more fees than checking accounts because of the higher interest yields available in a savings account.

Savings accounts pay interest on the money in the account. Most checking accounts do not.

In the ePay function, how can you split a payment between your savings account and your checking account

It wouldnt be wise to combine unless you are putting money from checking into your savings. A savings account is a little more protected and shouldn't be used as a checking.

Well first of all a checking account is much better than a savings account and that is how it is better

The main difference between a savings account and a checking account is that a savings account has an interest rate. A savings account is also mostly used for saving money, although, both accounts allow you to take money from them as you please.

Many checking accounts do not offer interest on the money in your savings account. This is a disadvantage because the money you put in a savings account will collect interest, where a checking account will not.

Generally a savings account pays more interest, but there are some checking accounts that offer rates that are very competitive to savings accounts.

It's easier to spend the money in a checking account.

The amount of money in a checking or a savings account is the balance. The interest is usually based on the balance.

You can get a checking or savings account at SunTrust, Bank of America, and Citizen's Bank. These are just some of the many banks that offer this type of service.

A savings account may pay higher interest rate than a checking account. Also, you don't have bounced checks, and NSF fees, normally.

Banks typically only offer a high interest return in a savings account, not a checking account. Some banks allow unlimited transfers between savings and checking accounts, so you could get a high interest savings account and transfer money as necessary to your checking account.

If you have funds in a savings account preferably in the same bank, you can do it online, at a branch or at the ATM. If you have a savings account at another bank, you can withdraw money from that other bank and deposit it into your checking account. Basicaly you have to have a "back up" account in order to find the checking account.

No. A share account is essentially a savings account...

Savings account has a higher interest rate than a checking account

"A high interst checking account is a type of checking account that earns interest. Usually these accounts have higher interest than a regular checking account, but not as high as a savings account."

Generally a savings account pays interest, and a checking (current) account doesn't. Also, a savings account cannot be overdrawn, but with permission, it is possible to overdraw a checking (current) account. The previous person is correct, a savings account simply lets you save your money and make a little bit at the same time. With a savings account it is a little harder to spend it since they are not typically tied to a checkbook.

Usually not. Checking accounts give you a checkbook, but the idea behind a savings account is that you try to save the money instead of using it regularly, so usually checks and debit cards are only attached to the checking account. Of course online it is just as easy to access your savings account as your checking account.

Yes, you can open a savings account if a bank allows you to. Usually banks are not as strict with savings accounts as they are with checking accounts.