Auto Insurance

Can you add a vehicle to your insurance if it is not titled in your name in Texas?

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2010-11-06 05:50:02
2010-11-06 05:50:02

Call your agent, there are some cases where you can.

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no you can't Its not in your name so you can't get insurance from a car that is not titled in your name


I doubt it,I would make sure your insurance company knows that the vehicle is titled in the business name, and that the business is the owner of the vehicle.



Absolutely. They also check to see that the vehicle is titled in the name of the person who purchased the insurance


I need SR22 Insurance for a prospective employer. I don't have a vehicle in my name but need this insurance.



Most insurance companies will not allow insurance to be in a minors name. The reason for this is that an insurance policy is a legally binding contract and a minor cannot usually sign such a contract. It is usually also not a goo idea to have a vehicle titled to a minor and the policy should be in the name of the person who owns the vehicle.


Never title a vehicle in the name of a child. If it is titled in the name of a child, and you decide to sell it or trade it in, you cannot because the child cannot legally sign a document until they reach the age of majority. There is no reason to do this anyway.


If titled in your name you can drive away with it. Be careful in Texas with new laws you could get shot at night on someones property.


You may be added to someone else's policy as a driver if you operate their vehicle. You cannot put a vehicle titled in your name on someone elses policy. The vehicle must be insured in the name of the person who owns the policy.



You cannot insure a vehicle that is not titled in your name. If you did and the car was totaled the insurance company would not pay you because you are not the owner of the car and they cannot pay the true owner because they do not have a legal contract of insurance with the company.


Not recommended. The vehicle must be titled into the name of the legal owner. If the intent is to hide the driver from the insurer in order to get a cheaper rate, then it would be a form of insurance fraud.


You cannot insure a vehicle that is not yours. Whether or not it has current insurance on it does not matter but the fact that it is not titled to you does make a serious difference. An insurance application together with the policy make up a legal and binding contract and it states in the policy that you must own the vehicle or have an insurable interest. In a situation where you lease the vehicle does give you insurable interest and allows you to insure a leased vehicle even though it is titled to the name of the bank or finance company who leases it to you. In one example where a problem would arise lets say that you have physical damage coverage on a policy and it a tree thereby causing a total loss to the vehicle. The insurance company cannot legally pay you for the vehicle because it is not titled to you and they cannot pay the bank or finance company because they do not have an insurance contract with then to insure the vehicle. This is just one example.


In Texas, Yes, It will cost more for Insurance for a new driver whether or not he is the registered owner of a vehicle.


Yes. Normally you have to own a vehicle to insure it. You cannot purchase insurance on a vehicle that you do not own with a few exceptions. The exceptions deal with a family household situation. Vehicles titled to a husband or wife may be insured on the policy of either one and the same thing applies to children living in the home as a car titled in an adult child's name may be added to the insurance policy of the parents.


Not really enough information to answer the question. What was your age when you 'bought' the car? What is your age now? If under legal age - are you legally emancipated? Whose name was the vehicle titled in? Who was the vehicle registered to by the DMV? (????)


This isn't really enough information to answer your questions. If you still living with your parents and are under 18 the vehicle really needs to be titled in your parents name and then it can be insured in their name as well with you are the driver. If under 18 you are not an adult and cannot sign legal contracts. Have your parents contact your insurance company for their recommendation as well. Most companies want you to have your own insurance if you are an adult and have the vehicle titled in your name only. The problem is that you still must be listed on each others insurance policies as drivers if you live in the same household.


As the registered owner you can be held responsible and financially liable for the actions of the drivers you allow to operate your vehicle. It would therefore be advisable to maintain your auto insurance.


Depeding on how the vehicle is titled you may have legal rights to the vehicle even if you aren't making the payments. However, in order to just get it titled in your name then you will need their consent if it's currently titled in both of your names. Very simple answer to all these questions. If your name is on the title, you can have the car. If your name is on the loan, you can make the payments. WHAT if BOTH names on tittle, reg and insurance, one is making payments but other is the strong credit that got bike and wants it back


Here is how you do this. Get the insurance in the name of the owner and list the people or person who drives the car as a driver. Usually the driver can have a driver's license from another state and or live in another state. Some insurance companies will allow someone to insure a vehicle that they have care custody and control of regardless of who owns the vehicle.



No yes. the titled owner should be listed as an aditional insured.


The Texas Department of Transportation has not set a limit on the minimum age that an individual must be in order to own a car in Texas. However, in order to have a vehicle registered in your name you must provide proof of insurance. Obtaining insurance as a minor can be extremely difficult.


The answer would be no. But in the case small business they use company car 9 am -5 pm, then they use it for personal use.In that case they can have in their personal name the business owner, a personal auto policy will cover them.If the company owns vehicles and ofcourse they are titled in the business's name, they need commercial vehicle insurance for complete coverage.



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