It the wife has her husband on her work insurance plan than that is his primary insurance. If he is not covered on her plan then he would need to buy his own insurance. Once he gets on Medicare that would become his primary insurance. If his wife is still working once he gets on Medicare the primary carrier is determined by how many people work for her company. If there are less than 100 employees then Medicare would be primary.
The best place to go is to visit the medicare website or call Medicare about plans and programs which will give you and your wife the coverage you desire. They will work with you and help you through your situation.
A spouse can get Medicare if her husband is eligible for the program.
Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities, and any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant). Keep in mind Medicare is individual coverage, so your wife would need to qualify for Medicare by herself and cannot be added to your Medicare.
No, you are not subject the the late enrollment penalty if you were covered by an insurance plan or your spouse's insurance plan at the time you were eligible. Make sure you receive a copy of your creditable coverage letter once you plan to enroll in Medicare Part B, so you can prove you were covered. For more information on the time frames for enrolling in Part B should you lose or drop coverage, see the link below on the Medicare website to the Medicare & You Handbook, page 21.
If you are eligible for Medicare, your spouse is eligible (but s/he must apply).
No. You must be 65 years of age or older or you must have been receiving disability benefits for 24 months in order to be eligible for Medicare. Unless your wife is disabled, she can not join Medicare till age 65.
If any agent tells you that your wife's pre-existing pregnancy is covered, get it in writing. Twenty-three years ago, I wound up paying the whole bill for my first child's delivery when my wife's employer changed insurance companies. The new company said they were not required to pay for pre-existing conditions. To this day, I think we got hosed, but that's water over the dam. Don't let it happen to you.
When you purchase expensive pieces of jewelry you can purchase riders for existing homeowners insurance policies. A rider will cover items on a piece by piece basis for a specified value. Check with your insurance company to see if this will meet your needs.
can a husband drop wife from insurance if not divorced.
Where you covered under an Employer Group or Individual Plan? If Employer Group - they would be eligible for COBRA - If Individual - then just tell the Insurance Company to take you off.
That is dependent of circumstances, length of marriage, and the judge.