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Yes.
But in California, you can not have more than ~$330,000 of unsecured debt if you are going to file for Chapter 13. Check your local bankruptcy rules to see if you qualify for chapter 13 bankruptcy based on your debt.
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How many points will your credit score go up once your Chapter 7 bankruptcy falls out off your credit report?
Significantly, but most important of all will be what have you done to make sure you have paid your credit cards on time and how have you rebuilt good credit since you last file Chapter 7.
If you file chapter 7 will your credit cards which are not owed any money be cancelled?
If you owe anything at all on the cards, even though your payments are current, you have to include them in your bankruptcy filing. If however there is no charges on them, the creditor will probably stick you with an astronomical interest rate maybe 26+% (or worse in some states).
If you own a business and you want to file Chapter 7 would business related debts that you put on personal credit cards be covered?
Yes, if you have acceptable documentation.
When you file chapter 7 bankruptcy do they check your credit reports?
yes, it will remain on your credit reports for 7 years
Can you file bankruptcy on credit cards that are not in your name but you are responsible for?
check Federal Bankruptcy act 801.3
If Wal-Mart and Lowe's credit cards are paid current and you file bankruptcy and keep these accounts paid will you be able to keep these cards?
In Chapter 13 Bankruptcy the cards would need to be paid off so as not to be included in current debtors. Also, if you are going to pay off a credit card so you will have it after filing Bakruptcy, make sure none of your other cards are owned or a part of the same parent company, or you will lose the card.
Are store cards and credit cards classed as the same thing on a credit file?
yes
How many points will your credit score go up once your Chapter 7 bankruptcy falls out off your credit report?
Significantly, but most important of all will be what have you done to make sure you have paid your credit cards on time and how have you rebuilt good credit since you last file Chapter 7.
If you file chapter 7 will your credit cards which are not owed any money be cancelled?
If you owe anything at all on the cards, even though your payments are current, you have to include them in your bankruptcy filing. If however there is no charges on them, the creditor will probably stick you with an astronomical interest rate maybe 26+% (or worse in some states).
If you own a business and you want to file Chapter 7 would business related debts that you put on personal credit cards be covered?
Yes, if you have acceptable documentation.
Can you file bankruptcy if you are current on your bills?
Yes, you can. If you are current, but struggling with credit card debt, medical debt, or other unsecured debt. If your income is less than the median family income for your state, you can probably file chapter 7. If over that amount, you may have to file a chapter 13. Consult an experienced bankruptcy lawyer in your area.
Can you still file a Ch 13 bankruptcy when you are still current on your mortgage and car loans but way behind on credit cards?
Sure... a good time to do it.
Can you file personal bankruptcy and medical bankruptcy within a short time period?
If you are referring to a chapter 20 (chapter 7 + chapter 13), then yes it is possible. The BK court doesnt differentiate between the types of debts (i.e. taxes, mortgages, medical debt, or credit cards) so you cannot file a chapter 7 for personal debt, and then expect to be allowed to file a chapter 7 for medical debt soon after.
Can you file for bankruptcy if your credit cards have gone into collections?
Yes.
Can you file bankruptcy on a home equity loan and credit cards?
Yes.
You have a zales credit card it is a jewelry credit card can you file bankruptcy on this card along with your other credit cards?
Yes
When you file chapter 7 bankruptcy do they check your credit reports?
yes, it will remain on your credit reports for 7 years
