You will not be denied a green card based on your credit score, but can be denied if it is known to USCIS that you can be a public charge. By "denied a green card", I assume that you're in the process of an Adjustment of Status. I have never heard of USCIS pulling up a credit report and I highly doubt that they do (I've done enough I-485 cases). Yet if you've received or are receiving any type of public assistance, kiss your application out the window. Technically (though not followed up on), the person/people who filed your Affidavit of Support is/are responsible for you for 40 work quarters (10 years). So if you owe money to collection agencies or things to that nature, you and your sponsor are responsible. Ifyou had to go to small claims or civil court, Immigration can say that this can be signs that you will be a public charge and your case gets denied.
For most individuals a bad credit rating can have the following consequences: * Applications for credit cards may be denied; * Minimum payments on current credit card balances may be increased; and * All types of loans, including getting a mortgage may be denied or the interest rate or the down payment may be higher than people with good credit ratings.
If your credit card application was denied, you do not have a credit card. You are not in the credit company's system. Therefore, you will not receive a report.
YES
Yes, your credit rating is based upon all forms of credit, not just your credit card. For example if you have a telephone on a plan, this is a form of credit and that will add to your credit history which increases your credit rating.
In order to build up a credit rating one has to obtain a credit card first. Every time one uses a card, loses it, is being refused to get a card, pays a bill late the information is being gathered and turned into one's credit rating. Building up a credit rating can be done by using a 'Secured Credit Card'. One has to use the card regularly and pay off the bills monthly.
Yes closing a credit card can damage your credit score. But as long as everything else is good it should not affect you credit rating to much. Look for tips to keep a good credit card rating.
Herpes
Sure, but to have the card and not use it does NOT improve your credit rating. If you amass too many credit cards - even if you never use a single one of them - it decreases your credit rating because you have "too much available credit potential".
Yes. Any new credit account or loan will effect your rating.
it is the maximum amount of money you can spend on a credit card, and it is all based on your credit rating and income.
Bipolar disorder will not prevent someone from getting a green card. Federal law prohibits discrimination against those with disabilities or illnesses.
Credit card rates are not based on geographical location,but are based on individuals credit rating. The higher the rating, the better(lower) the interest rate.