Best Answer

If you're in Washington state, if you're declined by the insurance company, you can enroll in the State's insurance pool plan. Depending on what state you live in.

In the state of Georgia, yes. If you live in Georgia and apply for individual health insurance, you can be denied if you or a member of your family has herpes and treats it with an expensive prescription. Even if the person was previously covered by the company under a group health plan.

Same situation in Minnesota also.

Given that the vast majority of the adult population has herpes, either orally or genitally, it would appear that the key is diagnosis. Some 80+% of adults have oral herpes and 25% has genital herpes. This is a complex issue, really, since most infected people don't know they have it, but are contagious at times.

Under the provisions of the Patient Protection and Affordable Care Act (aka "ObamaCare"), this would be considered a pre-existing condition, and could not be used as a basis to deny you coverage. This particular provision went into effect in 2014, and is applicable to ALL health insurance plans offered.

User Avatar

Wiki User

โˆ™ 2015-07-15 21:50:08
This answer is:
User Avatar
Study guides


22 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

See all cards
5 Reviews

Add your answer:

Earn +20 pts
Q: Can you be denied health insurance if you are diagnosed with herpes?
Write your answer...
Still have questions?
magnify glass
Related questions

Can you be denied group health insurance if you have genital herpes?

With the passage of the Affordable Care Act (Obamacare), pre-existing conditions are no longer a barrier to health insurance coverage.

Is herpes medicine covered by health insurance?

"Depending on your health insurance, you may or may not be covered for herpes medication. If your policy includes prescription drugs, then you should be covered."

Can you get health insurance in new jersey with genital herpes?

You should be able to, herpes isn't a life threatening illness.

How do you tell if there is herpes in a pair of underwear?

Herpes can't be diagnosed in underwear.

Are herpes dangerous to your health?

Yes, herpes is not good for your health.

Can you be mis diagnosed with herpes?

It is not likely to be mis-diagnosed with herpes, but it is possible. Cultures are the most reliable test; blood tests are less reliable.

What is the morbidty of herpes?

Herpes doesn't die, nore does the person diagnosed with it. The common types of herpes are not life threatening.

For what diseases are us green card is denied?


Is genital herpes considered a pre-existing condition when applying for medical insurance.?

From my personal expierience, yes it is. I found out I had genital herpes in April and I had health insurance, but lost my job a week later and the insurance was dropped. Now that its August, I tried to get health insurance with FL BCBS and after I paid them (conveniently), they sent me a letter saying they can't cover me due to a pre existing condition. The only "condition" I have is genital herpes. So I would tell you yes they do.

What serious health problem can herpes cause?

Health problems are not connected to herpes. Some health problems can trigger break outs but they are not the actual cause of herpes.

Is herpes a preexisitng condition?

With the passage of the Affordable Care Act, "pre-existing conditions" are no longer a barrier in health insurance.

Could your semen be yellow if you have herpes?

A yellowish tinge in not necessarily a symptom of illness. Herpes is diagnosed by the sores that it produces.

People also asked