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Can you buy a car after chapter 13 dismissed?

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2010-12-30 05:31:07
2010-12-30 05:31:07

Dismissed or completed? If it were dismissed, your credit report will show that you filed for bankruptcy. Obviously, if you filed bankruptcy your credit is not great. You certainly can buy a car for cash. Finding someone to lend you money; or getting a loan will be more difficult.

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Related Questions



Yes you can, as long as it was dismissed and not discharged.


Yes. If you voluntarily have a chapter 13 bankruptcy dismissed, your creditors will be notified of the dismissal.


A Chapter 13, whether it is dismissed or successfully receives discharge, is on your credit report for 7 years. A chapter 7 is on your credit report for 10 years. i called equifax and a discharged chapter 13 stays on for 7 years and a dismissed chapter 13 stays on for 10 years


Yes, if chapter 13 of any individual has been dismissed, the individual can be able to appeal. The right to appeal is a constitutional right that is will provided for in the constitution.


That means that the Chapter 13 plan was never completed. The court dismissed it and it was not refiled. It allows the creditors to come back and collect the debt. The completion of the Chapter 13 would be shown as a discharge.


Since its dismissed w/ prejudice - Wait 180 days and file an individual chapter 7. Your spouse does not have to file.



No, once a bankruptcy is dismissed it has to be refiled after the time limit has expired. The time limit to refile after a chapter 13 dismissal is two years.


IF by dropped you mean the case was dismissed, the answer depends on when and why the case was dismissed.



A chapter 13 can be filed if it has been at least two years from the date the first filing was dismissed.



Typically you have to wait 2 years to apply of a homesteading loan. But have to wait a minimum of 6 months for an auto loan.


You can buy a car right after you get your discharge papers. Most Car Dealers offer special programs for Bankruptcy Discharges.


No. You can only have one bankruptcy proceeding at a time. You can convert the 13 to a 7.


Yes. There is no time limit for filing a Chapter 13. Due to changes in bankruptcy statutes, undoubtly more consumer's will have to file a 13.


A car is not totaled in a chapter 13. A car may be totaled while the owner is in a chapter 13. If the car was fully exempted, nothing happens. If you need to buy a new car, you will have to get permission from the bankruptcy court after you file a specific purchase agreement (car loan) which should not seriously affect your plan payments. Why are you not asking your lawyer?


You can't. A valid entry for a dismissed chapter 13 bankruptcy will remain on a credit report for seven years from the date of dismissal.


A chapter 13 Bankruptcy, dismissed, discharged, or otherwise, stays on your credit report for 7 years from the date it was filed.


The same thing that happens when a Chapter 13 is dismissed in any other state. It is as if the bankruptcy was never filed. The automatic stay is lifted and the trustee returns any money left on hand to you.


Probably, though it may depend on why the case was dismissed. Consult an experienced bankruptcy lawyer about whether your dismissal order would present you with problems, and about whether filing another Chapter 13 or filing a Chapter 7 would be advisable.


It's good if you can and want to continue with the Chapter 13. There are situations in which it is better to get the 13 dismissed and start over, then it would be bad.


Seven (7) years from the date of dismissal.


The answer is yes -- Chapter 13s are removed after 7 years in a credit file



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