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Yes, you sometimes can, but it will obviously be harder to do. Assuming you can find someone who'll give you a loan and/or mortgage, which you almost always have to do to buy a house these days, you'll definitely have really high interest rates. Also, you're probably more likely to find an agreeable seller if you look for homes that are being listed as being for private sale directly through the seller. Agencies will be less likely to work out a deal with you, though it's not completely impossible.
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What kind of credit score do you have to have to buy a house?
mortgages
Is a credit score of 679 good enough to buy a house?
yes it is
When it comes to credit what is good?
A good credit score is anything between 700 and 749. It is very important to have a good credit score when wanting to buy a house.
How long after foreclosure can you buy a house but your credit score are more than 740?
Ask your lender
Should you close all credit cards since that FICO score is not needed to buy a house?
I am a mortgage broker. You need a FICO score to buy a home. If you have no credit, keep open at least one credit card so you can build some tradelines.
What kind of credit score do you have to have to buy a house?
mortgages
What must your credit score be to buy a house?
About 700 or in the 700's
Is a credit score of 679 good enough to buy a house?
yes it is
When it comes to credit what is good?
A good credit score is anything between 700 and 749. It is very important to have a good credit score when wanting to buy a house.
How long after foreclosure can you buy a house but your credit score are more than 740?
Ask your lender
Does credit score really matter anymore?
Yes, it does matter. Bad credit means you can't buy a house or car and get a loan.
Should you close all credit cards since that FICO score is not needed to buy a house?
I am a mortgage broker. You need a FICO score to buy a home. If you have no credit, keep open at least one credit card so you can build some tradelines.
How much do you save to buy a house?
It will depend on how good your credit is and what you want your payments to be. If the price of a house is $100,000 and your credit is good and your fico score(this is your credit score) is 660 or higher You will need to put down 5%-10 % or $5,000 - $10,000 plus closeings cost of another 4% or $4,000.00 so if your credit is good you will need to save 9% -15% of the cost of the house you want to buy. Now if you have bad credit, you should clean up your credit before you buy. With bad credit your intrest rate will be high and your house payment will be high.
What are the main reasons that someone would want to get a copy of their credit report?
It depends, maybe someone wants to buy a car, they might need proof of their credit score, some dealerships require you to have a decent credit score; also, when buying a house, your credit score sometimes kicks in, so evidence of your credit score/report are necessary.
Can you buy a house with a 601 credit score?
I've been doing some researching on this topic. I'm being told you have to have a score of at least 620.
Credit score range?
credit score ranges from 300-850, so there is much room for improvement if you have a low credit score. You can do many things to improve your credit score, and it is essential if you want to buy a house or car in the future. There are also many benefits to having a good credit score, including getting approved for loans and lower interest rates. You can find the best credit score grades that will help you know your credit score grade.
Can you buy a house with a 740 credit score even though you have foreclosure a few years ago?
Ask your lender.
