Depends on what you mean by
you can stop making payments and say that you cant afford them
Yes. This happens all the time. If you have a car you're still making payments on (and which will therefore have a lien on it), and you want to buy a new car, as long as your credit is good and you can afford the new payments as well you shouldn't have a problem.
Ask about making payments on your bill.
yes you do unless you dont want it anymore.
You are responsible for the debt you incurred. It is one of the reasons insurance is a good thing to have.
Sell the newer car and buy something cheaper. It's a bad idea to default on a loan and screw up your credit. Sounds like you overextended yourself financially!
Amortization is just another name for the monthly payments you will be making. It is not a type of loan.
The only thing you can do is appeal to the court.
Yeah but it might be a while til they put out another album.
A lease swap transfers a lease (and vehicle ownership) from one individual to another. The new owner is now responsible for making payments and the original owner relinquishes responsibility. This is essentially a way for an individual to get rid of a car if they can no longer afford payments. However, some companies may charge a fee or penalty for such a swap.
No its perfectly legal and if you are still making payments on it, that increases values.