Life Insurance

Can you buy life insurance if you are a convicted felon?


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2009-03-21 15:20:59
2009-03-21 15:20:59

No a convicted felon still serving time or on probation can not. Depending on crime after probation is over then it's a possibility but it will be a substandard rate so the cost per thousand will be more and it's possible to have an expiration on the substandard rate so it will drop the cost per thousand back to standard rates when it expires. It will have to be a fully underwritten product so a full medical exam will be needed and the insurance co. will provide that. There will also be questionnaires to fill out for example a drug questionnaire and/or an alcohol questionnaire. The insurance co may also advise waiting some years but some inexperienced agent who really wants the commission will write the business which of course will be declined and then the decline will go into your records and not make you look good at all.

== == Why not? Submit an application and see what happens. They might charge extra, but at least you get coverage.

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Being a convicted felon could affect the "insurability" of a person. In other words, it could change the insurance company's evaluation of the "likelihood" that the person will die (other factors, of course, would also be considered, such as health, family history, etc.). Lifestyle can affect insurability.

The spouse of a convicted felon may purchase and own a firearm. However knowingly supplying a felon with a firearm is a felony.

The general answer is, no. A convicted felon cannot legally purchase a handgun in any state.

This is not a forum in which to discuss or recommend specific insurers. However, a factor that you must consider is the offense of which your son was convicted. The underwriting guidelines of any particular insurer may, for example, preclude issuing a policy to a convicted felon. This is especially true if the felony involved insurance fraud. Contact a licensed local life insurance agent or broker for specifics.

No. A convicted felon is a convicted felon regardless of WHERE they go or live in the US. Note: Use caution if you're even thinking about it! The federal punishment for felon in possession of a firearm is a minimum of 15 years in federal prison.

A convicted felon may not purchase, possess, or have access to firearms ANYWHERE in the United States as per federal law.

Convicted felons may not possess firearms, ammunition, or explosives.

Provided you are not a convicted felon, you can buy long guns at 18 and hand guns at 21.

No. A convicted felon cannot purchase, own or be in possession of any weapon classified as a firearm - or ammunition.

You need to consult with a lawyer familiar with firearms law.

It is legal to purchase a bullet proof vest as long as you are not a convicted felon.

No, not in California or any other state. Federal law prohibits you from purchasing firearms if you are convicted of a felony.

I am a Jehovah's Witness, and I actually have two life insurance policies. Yes, we can buy life insurance.

They can buy life insurance...and should!

Getting a mortgage loan will be the problem, not the purchase. If you pay cash, then there is no legal reason that will stop you.

Only convictions will limit your legal possession of a firearm. So if you where not convicted then you can possess a firearm.

You can buy a life insurance plan, individually, or a family life insurance plan, from a bank, or an insurance company, such as all state, progressive, or state farm.

Parts and accessories, yes - receivers, no.

Only if your state firearm's privilege were restored via expungement of your felony conviction (if allowed in your state). If you are a federally convicted felon, there is no chance.

Yes, as long as you're not a convicted felon and you have to either already own it or buy it face-to-face, not online.

Anyone can buy a life insurance policy on anyone, but the insurance company may request a medical examination of the person.

No. Under the federal firearms act, blackpowder arms fall under the definition of firearms, and are prohibited to be possessed by convicted felons.

No, not legally. It is a violation of both state AND federal law for a convicted felon to own or possess a firearm, - UNLESS - contributed by that person has received a Restoration of Civil Rights including the right to own and transport firearms. Federal law follows the applicable state law in determining whether a convicted Felon is in legal possession of a firearm or not. In Nebraska, a convicted Felon must get a pardon from the Board of Pardons. This can normally be acquired if ten years have passed since the completion of the sentence and no further Police contact has been recorded.

form_title=Life Insurance Policy form_header=Protect your loved ones with a lifetime of financial security. Find a life insurance policy customized to fit your needs. What type of life insurance policy do you want to buy?= () Term Life Insurance () Permanent Life Insurance () Both () Not Sure How large of a life insurance policy do you want to buy?=_ Who will it cover?=_ Who would you list as beneficiary?=_

No. You have to have an insurable interest in the person's life in order to take out an insurance policy on their life.

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