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It depends on your insurance. Most insurance companies will cover all drivers even if you are not the insured driver because they have what is called permissive user. Remember typically your insurance follows you wherever you go. You may want to ask the person you are borrowing the vehicle from and see if they have all drivers coverage. If not, then you need to be a listed driver on the policy before you can drive the vehicle even if it is "fully insured". Companies like Geico, Nationwide, and Allstate typically cover all drivers....hope this helps.
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Can you take an insurance policy out on a spouse without the spouse's knowledge?
Not a life insurance policy....The insured party would be considered the policy owner therefore it could not be issued without their knowledge & consent.
What is the difference between insured and insurer?
The insured is the person or entity who is covered by the insurance policy. The insurer is the entity (insurance company)that pays to, or on behalf, of the insured for a covered loss. That which is covered by the policy is set forth in the insurance policy.
What is The different between insurer and insured?
The insured is the person or entity who is covered by the insurance policy. The insurer is the entity (insurance company)that pays to, or on behalf, of the insured for a covered loss. That which is covered by the policy is set forth in the insurance policy.
Can an insured person also be the beneficiary on an insurance policy?
Yes, there is no bar in the insured person being beneficiary on another insurance policy.
Who is the person who owns an insurance policy?
The insured or the insured's legal guardians (such as parents) is the policy "owner".
What is the holder of an insurance policy called?
Insured.
Will homeowners insurance cover university student?
A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.
Can you take out a life insurance policy on some one with out them knowing that you did?
No, you can not get life insurance without the insured's consent, unless it's for a minor.
Is life insurance an asset of the insured?
Yes, if the insured is also the policy owner.
Does the insured need to know about a life insurance policy?
You cannot purchase insurance on someone without their knowledge and participation. The insured has to answer the underwriting questions in person and sign the application in the presence of the insurance agent. The insured does not have to be the policy owner or payer. The owner is the only person that can make changes to the policy including changing beneficiary, address, payment method, etc.
What can be added to an insurance policy to allow the insured to receive a higher benefit-?
Double indemnity can be added to an insurance policy to allow the insured to receive a higher benefit.
What can be added to an insurance policy to allowed the insured to receive a higher benefit?
Double indemnity can be added to an insurance policy to allow the insured to receive a higher benefit.
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