Can you drive any car if am not the policy holder?
Most insurance policies allow other occasional drivers. If they are normal drivers, I would add them to the policy.
Is it agents the law to drive on someone ales insurance and just add you to it and you drive it all the time?
Auto insurance has a policy. Each policy has its own limitations. If you drive a car more than any other member of the household then you are considered the primary operator and should be added to the policy. If you live in the household you must be added to the policy unless excluded from driving any of the cars own by the policy holder. So, to answer the question. You can "get by" with minor…
My son does not live in my home but drives my car occasionally do you need to list him on my policy?
If you are the primary policy holder and someone else drives the car and gets into an accident is it your fault or theirs?
Fault does not really matter, the claim will go under the policy that the vehicle is insured under as long as the driver of the car had the owners permission to drive the vehicle. Be careful though, some policies are "named driver" policies and if the driver of the car was not listed in the policy, there may not be any coverage. If that is the case, and the driver has their own policy, you…
What kind of insurance policy do you get when you own a car but not a license?
If you own a car but do not have a license, some companies will still sell you a policy, exclude you as a driver and list whomever is going to drive as a driver. This means that you cannot drive the car for any reason even in what you think is an emergency. If you have an accident driving the car, even if just backing up in the driveway, the insurance company will not pay…
Is it necessary for a college student to have auto insurance coverage when they do not have a car?
Probably not, if you drive any vehicle with any regularity (siblings, parents when you're homet etc) you need to be a listed driver, and rated on that policy.. If you occasionally drive a friends car (with their permission of course), subject to any exclusions you should be fine. If you do not drive at all ever, then no, you do not need a policy....
What is meant by multi car policy?
When referring to a multiply car policy, commonly called multi-car for short, one would be referring to insurance coverage for more then one vehicle under one policy. This is a very common practice with most insurance companies to allow discounts for the policy holder. This also benefits the policy holder by having all vehicles under one policy rather then paying multiple bills.
Can I have Auto insurance without a car?
Ask an insurance company for a "broadform" policy. That will cover you for any car you drive. Yes, although it's rather pointless. Why pay for insurance on something that you don't even have or own ... there is no need. If you drive someone else's car, you are covered under their insurance policy, provided you have their permission to drive it.