Depends on the state and your insurance policy. call your local agent.
Car insurance is usually for a specific car. So if you are covered to drive your fathers car that would not apply to your mothers car.
It depends on our father's insurance. My children may drive my car because my insurance covers anyone I give permission to drive my car (they have have a valid license). However, my ex-wife's policy does not allow it - by not having this option she actually lowers her premium. This can vary from state to state and insurance policy to insurance policy. Have your father call his agent and get the correct answer for his policy. He may have to make an adjustment to his policy to allow you to drive his car.
No.you lack insurable interest
Not without insurable interest in a car. If you do not have a car, you do not need to have insurance. If you rent a car, you can get insurance for the rental, but that is a temporary policy. If you have permission to drive the car, you should be insured under the policy of the person from whom you borrowed the car.
Ask an insurance company for a "broadform" policy. That will cover you for any car you drive. Yes, although it's rather pointless. Why pay for insurance on something that you don't even have or own ... there is no need. If you drive someone else's car, you are covered under their insurance policy, provided you have their permission to drive it.
It is illegal to drive a car that is not insured for at least third party cover (i.e. if you hit someone then they - but not you - will get paid out). Therefore if the car is not covered on an insurance policy that YOU have then to drive it you would need to be covered on someone else's insurance. Some people hold insurance policies that allow anyone (with permission from the owner) with a valid license to drive the car and in this case you would b covered on this policy - many company cars have this sort of policy. It is you DUTY to make sure that you/the car has as covering policy before you drive it and that you can PRODUCE this policy for the police should they require you to do so.
that depends on their insurance policy
An Umbrella policy
That depends, because there are many different insurance coverages. You'll need to check your own car insurance policy and see if it covers you AND any car that you are driving. If you can't find that information anywhere in the policy then check with your insurance broker and ask. Sorry, but without actually reading YOUR policy that's the best answer I can give.
It depends on the policy in the USA. In most European countries only named drivers can drive a car regardless of insurance policy - rental cars are the exception for obvious reasons.
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
You do not need your own policy. In most states you are covered by the car owners insurance policy.
Ask your respective insurance agents. You may have a policy that covers you no matter what car you drive.
I would not drive a car without an insurance policy on it as you could be cited.
Yes, at least in Mass the insurance coverage goes with the driver and not with the car. However, if you and daughter live together, you must both be on the policy to be covered in the car that has the insurance policy.
the policy that covers the car that is being driven.
This all depends on your insurance. your insurance policy may cover anyone that drives your car and that would mean then yes he can drive it. But you better check with your insurance company.
You sure can cancel your insurance policy BUT you might not want to. In our state insurance is required to drive a car or truck and you can be fined and lose you drivers license if your caught driving without insurance. I would question the wisdom of cancelling your insurance
Depends on the insurance policy. A good one will cover both, as long as the driver has permission to drive the car, and the policy owner can cover a rental or a new vehicle.
A non-owner's insurance policy basically enables someone to get insurance so they can get a license or for any other purpose they need to get auto insurance without owning a car. It covers you in any car that you drive, even if you do not own the car. It is basically a general insurance for drivers because some people who drive do not own cars.
If you are driving the car it may cover you, but it won't cover a car unless it is on your policy. Depending on your policy it may not cover you either. Some insurance policies don't cover you if you allow another driver other than yourself to drive your car. Check your policy.
I would not drive a man's car if his wife said I couldn't no matter what. Legally, the person who is the policyholder on the insurance and the owner of the vehicle has to give you permission to drive. If you drive it on a regular basis, you must be listed as a driver on the insurance policy. If you drive the car without permission, and have an accident, you will not have coverage under the insurance policy.
If the vehicle not listed on the policy is a new car that you have recently purchased, you generally have 30 to notify your insurance company of the change. If the vehicle you are driving is just a friends car then, no. Insurance is primary to the vehicle and it is important that the owner of the car have insurance on it and that any drivers of the car be listed as covered on their policy. There are exceptions to everything and these rules will vary by company. It's best to check directly with your insurance company for questions like this.