Absolutely not. Bad checks are a criminal matter and it's assumed you knew they were bad when you wrote them. Bankruptcy is not a fix, it's a consequence. * The NSF checks in most cases can be discharged in a chapter 7, even with pending or active litigation (which is more likely to be civil than criminal). BK filing halts ALL creditor action unless the creditor receives a lift of the automatic stay or the BK court rules the debt cannot be included. It is more likely the person will have to accept a "13" filing, the NSF will included in the BK repayment schedule.