If the depts are recently accured then you have the possibility of being sued for fraud if you file for chapter 7. Under chapter 13 you cannot be sued for fraud but will have to pay some of the money back for three years.
Generally nothing with in 90 days of filing, and of course anything you do, even for many years before filing, if done in anticipation of filing, or to give a preference to a creditor over another, can be challenged. And you understand, you go BK on everything you owe and everything you own...you do not pick and choose. So, you can't just get a loan and file BK on it on the way home...and have that debt discharged and keep everything else.
No, if you mean, can you single out this debt to "file bankruptcy on." You file bankruptcy on ALL your creditors. You don't get to pick and choose. But you can certainly include such a debt in bankruptcy.
Under the new bankruptcy rules, this would be hard to impossible to do.
You cannot file a bankruptcy directed at one single debt.
You have to, it is a debt...it is just a secured debt...by the lien on the property.
no
no
can I start a new business if I'm going to file chapter 7 on my personal debt?
file bankruptcy
You will be responsible for the whole debt since you are the only one capable of paying the debt after your wife's bankruptcy.
If it is not a secured debt it will be included in the bankruptcy discharge.
There's no maximum amount. If you can't make your payments you file bankruptcy.
You can file again after 180 days. If the dismissal with prejudice was for fraud or perjury or similar reasons, you may be able to file a new bankruptcy, but you may not be able to discharge any debt included in this one dismissed with prejudice. Consult an experienced local bankruptcy lawyer.