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It will leave you responsible for any joint debts you had with your ex. That includes any arrears prior to the ex filing, attorney's fees, penalties, etc. That will in turn affect your credit score and your credit report.

If there are no joint debts, it should have little effect, but you may want to read her schedules in the bankruptcy court and get a new copy of your credit reports from the big three (Experian, TransUnion, Equifax), one free each year from www.annualcreditreports.com.

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14y ago
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16y ago

For any joint debts, the creditor will come after the spouse who has not filed bankruptcy.

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15y ago

Your debtors BK effects your obligation to pay the same as your BK effects your creditors obligations to pay you. That is, not at all.

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15y ago

No.

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Q: Can you file bankruptcy with your ex spouse?
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Related questions

Bankruptcy if married can one spouse file bankruptcy independently from the other Is the one spouse then held responsible for the first spouse's debts if bankruptcy Is filed?

One spouse can file bankruptcy separately and both are held responsible.


Can a ex spouse file bankrupTcy to avoide payment to you on a judicial lien?

there would probably be a loop-hole for that so yes.


Can a man file bankruptcy without his wife's involvement and if he does how will she be affected?

A husband (or wife) may file for bankruptcy separate from his or her spouse. Technically speaking, this should have no effect on the other spouse as they are filing bankruptcy for their separate debts and you will not be held responsible for their debts nor will it be reflected on your credit report, etc. It is important to note that those debts you held jointly will remain with you (the spouse that did not file for bankruptcy).


Can a person file Chapter 7 bankruptcy if their spouse already has?

Yes, you can.


Can a spouce file for bk?

Yes, one spouse (rather than the couple) can file for bankruptcy when they have significant individual debts. Generally, this action by one spouse will not negatively affect the financial situation of the other spouse, nor will they be responsible for the debts of their spouse. It is important to note that those debts in which the couple is jointly and severally liable for will remain with the spouse that did not file for bankruptcy.


Can a woman file for bankruptcy after she is married and not include her spouse who went bankrupt 4 years ago?

Either spouse may file a separate bankruptcy. However, if they are joint debts the non-filing spouse will be responsible for repayment. If the spouse is the sole debtor the non-filing spouse might still be responsible if they reside in a community property state.


can i file bankruptcy without my husband in the state of idaho?

You can only file bankruptcy without a spouse in cases where the debt is yours only. For example, if you have a credit card that is in your name only then you can file without your husband.


How do you get payment on child support if your ex spouse files chapter 7 bankruptcy?

Yes, bankruptcy does not effect spousal support or child support.


Will your bankruptcy stop your judgments against your ex?

I am not sure what you are asking, but here goes. If you file bankruptcy for yourself, it only applies to you. The debtors can, and probably will go after your ex. It happened to me already. Your ex can file bankruptcy on his own behalf, and be protected also. If you have a judgment against your ex, and he owes you, I do not think that you, filing bankruptcy would interfere. I am not an attorney , but do believe that he would still owe you whatever the court ordered .


If ex-wife owes half of IRS debt and now files bankruptcy is spouse liable to pay her portion?

If ex-wife owes half of IRS and now files for bankruptcy, spouse may be liable to pay his portion if the debt was is a joint account. Otherwise, spouse will not be held liable for any portion thereof.


Can a surviving spouse file bankruptcy for a decease spouse?

The executor of the estate can do so. It is more than possible for the estate to not be able to pay all debts.


If one spouse filed chapter 7 bankruptcy 10 years ago and the other spouse filed five years ago can you file again jointly?

No.